# MyCMF vs UBA Paychap

MyCMF and UBA Paychap are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 5, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | MyCMF | UBA Paychap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/uba-paychap/id6764057116/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | — | Free |
| Size | 97 MB | 52 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 12+ |
| Developer | [CORIS BANK INTERNATIONAL](https://appshunter.io/developer/1384487540) | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) |

## What reviewers say

### MyCMF

[App page](https://appshunter.io/ios/app/mycmf/id6757429098)

**In-app purchases:** none


### UBA Paychap

[App page](https://appshunter.io/ios/app/uba-paychap/id6764057116)

Make fast, secure, and simple everyday payments directly from your smartphone. Tap, scan, or send money instantly without a POS machine or physical card. Track all your transactions in one secure app with real-time confirmations.

**Highlights:** Tap to Pay (NFC), Scan to Pay (QR), Pay by Phone Number, Transaction History, Biometric Login, Multilingual Support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyCMF free?

MyCMF is free to download, with no in-app purchases.

### Is UBA Paychap free?

UBA Paychap is free to download, with no in-app purchases.

### Do MyCMF or UBA Paychap have ads?

Neither MyCMF nor UBA Paychap shows ads.

### Which is updated more often, MyCMF or UBA Paychap?

MyCMF ships an update weekly, and UBA Paychap weekly. Most recently, MyCMF was updated on November 5, 2026 and UBA Paychap on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*