# PennyFlow vs Churner

The clearest difference is update cadence: PennyFlow at daily against Churner's every 10 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PennyFlow sells 1 one-off in-app purchase and Churner sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

PennyFlow ships an update daily, Churner every 10 days. The most recent releases landed on October 28, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | PennyFlow | Churner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/churner/id6757818171/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Every 10 days |
| Monetization | — | Free with in-app purchases |
| Size | 5 MB | 4 MB |
| Requires iOS | 18.6 | **17.6** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [2. MANUEL KARL-HEINZ 1. ZANGL](https://appshunter.io/developer/1867235080) | [Kunyoung Jung](https://appshunter.io/developer/1869097254) |

## What reviewers say

### PennyFlow

[App page](https://appshunter.io/ios/app/pennyflow-expense-tracker/id6757489346)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyFlow Pro | $4.99 | one-time |


### Churner

[App page](https://appshunter.io/ios/app/churner/id6757818171)

This app helps credit card enthusiasts track spending, manage rewards, and optimize their card strategy. It offers automated tracking for card opening rules and sign-up bonuses, with smart input methods like clipboard parsing and OCR scanning. Visualize spending habits with interactive charts and keep your financial data private with 100% offline storage.

**Highlights:** Card opening rule tracking (5/24), Sign-up bonus (SUB) management, Smart clipboard transaction parsing, OCR scanning for statement import, Visual spending analytics, 100% offline data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $2.99 | one-time |
| Medium Tip | $5.99 | one-time |
| Large Tip | $19.99 | one-time |
| Super Tip | $29.99 | one-time |


## Frequently asked questions

### Is PennyFlow free?

PennyFlow is free to download, with in-app purchases available.

### Is Churner free?

Churner is free to download, with in-app purchases available.

### Do PennyFlow or Churner have ads?

Neither PennyFlow nor Churner shows ads.

### Which is updated more often, PennyFlow or Churner?

PennyFlow ships an update daily, and Churner every 10 days. Most recently, PennyFlow was updated on October 28, 2026 and Churner on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*