# PennyFlow vs My Simplified Budget

The clearest difference is update cadence: PennyFlow at daily against My Simplified Budget's every 2 weeks. PennyFlow also leads on iOS requirement (18.6 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PennyFlow sells 1 one-off in-app purchase and My Simplified Budget sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

PennyFlow ships an update daily, My Simplified Budget every 2 weeks. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | PennyFlow | My Simplified Budget |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Every 2 weeks |
| Monetization | — | Freemium |
| Size | 5 MB | 9 MB |
| Requires iOS | **18.6** | 26.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [2. MANUEL KARL-HEINZ 1. ZANGL](https://appshunter.io/developer/1867235080) | [PATRICK BEDARD](https://appshunter.io/developer/1869175032) |

## What reviewers say

### PennyFlow

[App page](https://appshunter.io/ios/app/pennyflow-expense-tracker/id6757489346)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyFlow Pro | $4.99 | one-time |


### My Simplified Budget

[App page](https://appshunter.io/ios/app/my-simplified-budget/id6757828554)

Easily manage your personal finances by tracking monthly budget categories, setting targets, and assigning transactions. Gain insights into your spending habits with detailed statistics by category and merchant.

**Highlights:** Track monthly budget categories, Set spending targets, Assign transactions, Import from bank/credit card, Spending statistics by category, Spending statistics by merchant

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium membership | $1.99 | per month |
| Annual membership | $12.99 | per year |


## Frequently asked questions

### Is PennyFlow free?

PennyFlow is free to download, with in-app purchases available.

### Is My Simplified Budget free?

My Simplified Budget is free to download, with in-app purchases available.

### Do PennyFlow or My Simplified Budget have ads?

Neither PennyFlow nor My Simplified Budget shows ads.

### Which is updated more often, PennyFlow or My Simplified Budget?

PennyFlow ships an update daily, and My Simplified Budget every 2 weeks. Most recently, PennyFlow was updated on October 28, 2026 and My Simplified Budget on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*