# PennyFlow vs CentPay

The clearest difference is in-app purchases: CentPay at none against PennyFlow's 1. CentPay also leads on iOS requirement (15.0 vs 18.6). PennyFlow's advantage is update cadence (daily vs every 11 days). On price, ads and device support there is nothing between them.

Both are free to download. PennyFlow sells 1 one-off in-app purchase. CentPay asks for nothing beyond the download.

PennyFlow ships an update daily, CentPay every 11 days. The most recent releases landed on September 21, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | PennyFlow | CentPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Daily** | Every 11 days |
| Size | 5 MB | 37 MB |
| Requires iOS | 18.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [2. MANUEL KARL-HEINZ 1. ZANGL](https://appshunter.io/developer/1867235080) | [CENTFX Limited](https://appshunter.io/developer/1792239795) |

## What reviewers say

### PennyFlow

[App page](https://appshunter.io/ios/app/pennyflow-expense-tracker/id6757489346)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyFlow Pro | $4.99 | one-time |


### CentPay

[App page](https://appshunter.io/ios/app/centpay/id6758323521)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PennyFlow free?

PennyFlow is free to download, with in-app purchases available.

### Is CentPay free?

CentPay is free to download, with no in-app purchases.

### Do PennyFlow or CentPay have ads?

Neither PennyFlow nor CentPay shows ads.

### Which is updated more often, PennyFlow or CentPay?

PennyFlow ships an update daily, and CentPay every 11 days. Most recently, PennyFlow was updated on September 21, 2026 and CentPay on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*