# PennyFlow vs Step+wise

The clearest difference is in-app purchases: Step+wise at none against PennyFlow's 1. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. PennyFlow sells 1 one-off in-app purchase. Step+wise asks for nothing beyond the download.

## The numbers

| Metric | PennyFlow | Step+wise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/step-plus-wise/id6758487533/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Daily | — |
| Monetization | — | Free |
| Size | 5 MB | 2 MB |
| Requires iOS | 18.6 | **17.2** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [2. MANUEL KARL-HEINZ 1. ZANGL](https://appshunter.io/developer/1867235080) | [Marco Kawatra-Palzer](https://appshunter.io/developer/1873158129) |

## What reviewers say

### PennyFlow

[App page](https://appshunter.io/ios/app/pennyflow-expense-tracker/id6757489346)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyFlow Pro | $4.99 | one-time |


### Step+wise

[App page](https://appshunter.io/ios/app/step-plus-wise/id6758487533)

This app helps teachers understand their retirement benefits by providing clear projections for their TDA balance and pension estimates. It combines these into a monthly income view and allows users to track performance over time. Designed specifically for educators, it simplifies complex financial planning.

**Highlights:** Retirement projection for TDA balance, Pension estimator with age, service, and salary, Combined monthly retirement income view, Statement snapshots for performance tracking, Teacher-specific language and assumptions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PennyFlow free?

PennyFlow is free to download, with in-app purchases available.

### Is Step+wise free?

Step+wise is free to download, with no in-app purchases.

### Do PennyFlow or Step+wise have ads?

Neither PennyFlow nor Step+wise shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*