# PennyFlow vs IPO Plus

The clearest difference is in-app purchases: IPO Plus at none against PennyFlow's 1. IPO Plus also leads on iOS requirement (16.4 vs 18.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PennyFlow sells 1 one-off in-app purchase. IPO Plus asks for nothing beyond the download.

PennyFlow ships an update daily, IPO Plus every 2 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PennyFlow | IPO Plus |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Daily** | Every 2 days |
| Size | 5 MB | 52 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [2. MANUEL KARL-HEINZ 1. ZANGL](https://appshunter.io/developer/1867235080) | [Qunex Tech FZCO](https://appshunter.io/developer/1896778473) |

## What reviewers say

### PennyFlow

[App page](https://appshunter.io/ios/app/pennyflow-expense-tracker/id6757489346)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyFlow Pro | $4.99 | one-time |


### IPO Plus

[App page](https://appshunter.io/ios/app/ipo-plus/id6780285479)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PennyFlow free?

PennyFlow is free to download, with in-app purchases available.

### Is IPO Plus free?

IPO Plus is free to download, with no in-app purchases.

### Do PennyFlow or IPO Plus have ads?

Neither PennyFlow nor IPO Plus shows ads.

### Which is updated more often, PennyFlow or IPO Plus?

PennyFlow ships an update daily, and IPO Plus every 2 days. Most recently, PennyFlow was updated on October 28, 2026 and IPO Plus on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*