# Factor Wallet vs OffRisk

The clearest difference is in-app purchases: Factor Wallet at none against OffRisk's 2. Factor Wallet also leads on device support (3 vs 1) and iOS requirement (12.0 vs 17.0). On price and ads there is nothing between them.

Both are free to download. OffRisk sells 2 in-app purchases, starting at $2.99 per month. Factor Wallet asks for nothing beyond the download.

## The numbers

| Metric | Factor Wallet | OffRisk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (1 ratings)](https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Monetization | — | Freemium |
| Size | 75 MB | 72 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [FACTOR WALLET INC.](https://appshunter.io/developer/1867239331) | [Leonel Osuna](https://appshunter.io/developer/1868258573) |

## What reviewers say

### Factor Wallet

[App page](https://appshunter.io/ios/app/factor-wallet/id6757490239)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OffRisk

[App page](https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595)

Effortlessly track your spending, create budgets, and gain insights into your financial habits. This app uses AI to scan receipts, offers personalized financial education, and provides visual reports to help you manage your money effectively.

**Highlights:** Instant expense and income logging, AI-powered receipt scanning, Customizable budget limits, Visual spending analytics, AI financial education assistant, Home Screen widget for balance check

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OffRisk Pro — Monthly Plan | $2.99 | per month |
| OffRisk Pro — Annual Plan | $24.99 | per year |


## Frequently asked questions

### Is Factor Wallet free?

Factor Wallet is free to download, with no in-app purchases.

### Is OffRisk free?

OffRisk is free to download, with in-app purchases available.

### Do Factor Wallet or OffRisk have ads?

Neither Factor Wallet nor OffRisk shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*