Comparison

Splits vs Shared Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splits

Features
Read full description

Track your shared household budget with fairness and clarity. Splits helps you and your household stay on top of shared expenses by organizing them into monthly, weekly, or custom periods — so you always know who paid what and who owes whom. Whether you're living with roommates, a partner, or family, Splits makes it simple to split bills, stay on budget, and settle up fairly over time. Key Features: Shared Budget Periods Organize expenses by month, week, quarter, or year. Reset and start fresh every period — automatically. Track Together Add expenses collaboratively and see everyone's contributions. Fair Splits Instantly calculate who owes whom based on how much each person paid. Recurring Expenses Set up repeat items like rent, groceries, or utilities and never miss a bill. One-Tap Settle Up See who needs to pay and mark expenses as settled with a single tap. Multiple Currencies Choose your preferred currency, we support most currencies. Beautiful Analytics View contribution splits, spending trends, and how your expenses change over time. Why Splits? Because fairness matters when you share expenses. Splits brings transparency and structure to shared living costs — no more spreadsheets, awkward reminders, or forgotten IOUs. Start your first budget in under a minute. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Shared Expenses

Manage shared finances with your partner, track expenses, set budgets, and gain insights into spending habits. This app helps couples avoid money-related arguments by providing a clear overview of household and personal finances.

Highlights
  • Split expenses with partner
  • Track personal spending privately
  • Fair division based on income
  • Real-time debt tracking
  • Household budget and spending limits
  • Spending insights and analysis
  • Trip expense organization
Features
Read full description

Money is one of the top things couples argue about. Couplesplit turns it into the easiest part of your relationship. See exactly where your money goes, split expenses fairly, set shared spending limits, and stay on top of your household finances — no spreadsheets, no confusion, no awkward conversations. MORE THAN SPLITTING BILLS Couplesplit is not just a bill-splitting app. It's built to help couples manage shared finances in a simple, clear, and modern way. NEW: Shared and personal money, in one app. In Ours you manage the household together. In Mine you track your salary, personal spending, and what’s left — only you can see it. One clear view for shared finances, one private space for yours. With Couplesplit, you can: • Split expenses with your partner • Track personal spending in Mine: only you can see it • Divide fairly based on income • See who owes what in real time • Manage your household budget and shared spending limits • Get alerts before you overspend • Track installments and recurring expenses • Organize trips and control travel spending • Auto-import Apple Pay purchases • Get notified when either of you adds an expense • Explore visual reports and advanced filters AI THAT ADDS CLARITY Every month, Couplesplit analyzes your spending and gives you useful insights to understand what's changing and why. Discover: • Which categories increased • What is driving the change • How your spending is distributed • Which patterns deserve a closer look Not just numbers. Real context for better decisions together. Tap any insight to see why — comparisons, pace, and top categories. LESS MONEY STRESS How many installments are left? Which subscriptions renew this month? Is rent already covered? How much did that trip really cost? Everything stays in one place, synced across both partners and always up to date. When it's time to settle up, review the full breakdown, choose the full balance or only through last month, and generate a WhatsApp-ready payment message in seconds. INVITE & EARN Invite another couple to Couplesplit — when they join, both couples get 1 month of Couplesplit Pro free. EVERYTHING INCLUDED • 70+ categories • 100+ currencies • Automatic recurring expenses • Installment tracking • Budget tracking & spending limits • Visual monthly reports & Monthly Wrapped • Shared expense history import • Monthly or biweekly balance periods • Smart Home Screen widgets • Native iPhone experience • Available in English, Spanish, Portuguese, French, German & Chinese Couplesplit turns shared expenses into shared clarity. Download it and get organized together today. Couplesplit Pro is available as an auto-renewable subscription (monthly or yearly). Terms of Use: https://api.couplesplit.xyz/terms Privacy Policy: https://api.couplesplit.xyz/privacy

Screenshots

Splits4 screens
Shared Expenses4 screens

Verdict

The call

The clearest difference is iOS requirement: Splits at 15.1 against Shared Expenses's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splits sells 1 in-app purchase, starting at $2.99 per month and Shared Expenses sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on September 8, 2026 and September 22, 2026 respectively.

Scorecard1 real difference · 9 level
Splits versus Shared Expenses: the parameters behind the verdict, then further details
ParameterSplitsShared Expenses
PriceFreeFree
Rating—1.0 (3 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.0
Further details — not scored
Size46 MB58 MB
Age rating4+4+
DeveloperMICHAEL MEHLUM WILHELMSENErik From

In-app purchases

1 purchases

Splits

Subscriptions1
  • Splits Premium – Monthly$2.991 Month
2 purchases

Shared Expenses

Subscriptions2
  • Monthly Plan$3.991 Month
  • Yearly Plan$29.991 Year

Questions

Is Splits free?
Splits is free to download, with in-app purchases available.
Is Shared Expenses free?
Shared Expenses is free to download, with in-app purchases available.
Do Splits or Shared Expenses have ads?
Neither Splits nor Shared Expenses shows ads.
Which is updated more often, Splits or Shared Expenses?
Splits ships an update every 2 days, and Shared Expenses every 2 days. Most recently, Splits was updated on September 8, 2026 and Shared Expenses on September 22, 2026.

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