Comparison

Splits vs Couplesplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splits

Features
Read full description

Track your shared household budget with fairness and clarity. Splits helps you and your household stay on top of shared expenses by organizing them into monthly, weekly, or custom periods — so you always know who paid what and who owes whom. Whether you're living with roommates, a partner, or family, Splits makes it simple to split bills, stay on budget, and settle up fairly over time. Key Features: Shared Budget Periods Organize expenses by month, week, quarter, or year. Reset and start fresh every period — automatically. Track Together Add expenses collaboratively and see everyone's contributions. Fair Splits Instantly calculate who owes whom based on how much each person paid. Recurring Expenses Set up repeat items like rent, groceries, or utilities and never miss a bill. One-Tap Settle Up See who needs to pay and mark expenses as settled with a single tap. Multiple Currencies Choose your preferred currency, we support most currencies. Beautiful Analytics View contribution splits, spending trends, and how your expenses change over time. Why Splits? Because fairness matters when you share expenses. Splits brings transparency and structure to shared living costs — no more spreadsheets, awkward reminders, or forgotten IOUs. Start your first budget in under a minute. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Couplesplit

Manage shared finances with your partner, track expenses, set budgets, and gain insights into spending habits. This app helps couples avoid money-related arguments by providing a clear overview of household and personal finances.

Highlights
  • Split expenses with partner
  • Track personal spending privately
  • Fair division based on income
  • Real-time debt tracking
  • Household budget and spending limits
  • Spending insights and analysis
  • Trip expense organization
Features
Read full description

Split expenses with your partner without spreadsheets or awkward talks. Couplesplit logs purchases from your bank notifications and shows who owes whom, split 50/50 or by income. Shared money lives in Ours. Personal money lives in Mine, and only you can see it. The two never mix. PURCHASES THAT LOG THEMSELVES Bought groceries for $42.90? When your bank's notification arrives, the expense is already in Couplesplit. • Bank notifications: on iOS 27, purchases log themselves from the notifications your bank already sends. • Apple Pay: from iOS 18, what you buy with Apple Pay is logged too. • No passwords and no bank connection. It runs through an automation in the Shortcuts app. • Captured purchases arrive private, in Mine. You decide what moves to Ours. NEW IN 1.8 • Your month vs. your usual: see if you're spending more or less than your usual pace, and which categories explain it. • Fixed payments: rent, utilities and subscriptions in one place, with a calendar and a notification before each due date. Shared or just yours, never mixed. • How you split: what each of you put in this month, and what your incomes say it should be. Change your salary or the split directly; your partner gets a notification and can pause the change to talk it over. • Half-month balance: your balance broken down by half-month, ideal if your salary arrives twice a month. • Expense organizer: sort uncategorized expenses in a few taps. • Share suggestions: personal expenses that look like household ones are gathered for you to review. Nothing is shared until you say so. SPLIT FAIRLY, SETTLE UP CLEARLY • Split 50/50, by income or with your own percentage • Who owes whom in real time, synced on both phones • Settle up the full balance or only through last month • Couplesplit never moves money: you send the transfer from your bank and record it in the app • A notification when your partner adds an expense PLAN TOGETHER • Shared spending limits, with notifications at 80%, 90% and 100% • Installments and recurring expenses • Trips in the local currency, converted to your home currency, and kept out of your monthly spending if you want • Reports by category and trend, plus your Monthly Wrapped • Home screen widgets • Import your shared history from a CSV file • 70+ categories, 100+ currencies and 6 languages COUPLESPLIT PRO Everything in Couplesplit is part of Pro. Start with a 14-day free trial. One subscription covers both of you, whichever phone each of you uses. Invite another couple and both couples get 1 month of Pro free. Couplesplit Pro is an auto-renewable subscription, monthly or yearly. It is charged to your Apple Account when you confirm the purchase and renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it in your App Store account settings. Terms of Use: https://api.couplesplit.xyz/terms Privacy Policy: https://api.couplesplit.xyz/privacy

Screenshots

Splits4 screens
Couplesplit4 screens

Verdict

The call

The clearest difference is iOS requirement: Splits at 15.1 against Couplesplit's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splits sells 1 in-app purchase, starting at $2.99 per month and Couplesplit sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splits ships an update every 2 days, Couplesplit every 3 days. The most recent releases landed on September 8, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 9 level
Splits versus Couplesplit: the parameters behind the verdict, then further details
ParameterSplitsCouplesplit
PriceFreeFree
Rating—1.0 (3 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 days — betterEvery 3 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.0
Further details — not scored
Size46 MB74 MB
Age rating4+4+
DeveloperMICHAEL MEHLUM WILHELMSENErik From

In-app purchases

1 purchases

Splits

Subscriptions1
  • Splits Premium – Monthly$2.991 Month
2 purchases

Couplesplit

Subscriptions2
  • Monthly Plan$3.991 Month
  • Yearly Plan$29.991 Year

Questions

Is Splits free?
Splits is free to download, with in-app purchases available.
Is Couplesplit free?
Couplesplit is free to download, with in-app purchases available.
Do Splits or Couplesplit have ads?
Neither Splits nor Couplesplit shows ads.
Which is updated more often, Splits or Couplesplit?
Splits ships an update every 2 days, and Couplesplit every 3 days. Most recently, Splits was updated on September 8, 2026 and Couplesplit on October 9, 2026.

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