# Devedores e Dívidas vs IOU

The clearest difference is review sentiment: IOU at 100% against Devedores e Dívidas's 50%. IOU also leads on update cadence (every 2 weeks vs every 6 weeks). Devedores e Dívidas's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Devedores e Dívidas sells 1 in-app purchase, starting at $2.99 per month and IOU sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Devedores e Dívidas ships an update every 6 weeks, IOU every 2 weeks. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Devedores e Dívidas | IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/iou-owetracker/id6757933178/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 45 MB | 13 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CRISTIAN PAULO DA SILVA](https://appshunter.io/developer/1651251387) | [MASON QULIZADA](https://appshunter.io/developer/1869718916) |

## What reviewers say

### Devedores e Dívidas

[App page](https://appshunter.io/ios/app/devedores-e-dividas/id6757499593)

Organize suas cobranças e pagamentos com uma interface visual e intuitiva que se conecta diretamente ao seu Google Sheets. Mantenha controle total de quem te deve e de suas próprias contas a pagar, gerando recibos e relatórios gráficos.

**Highlights:** Control of debtors, Debt management, Receipt generation, Graphical reports, Monthly control, Customization, Cloud synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Vintem Premium | $2.99 | per month |


### IOU

[App page](https://appshunter.io/ios/app/iou-owetracker/id6757933178)

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

**Highlights:** Track money lent, borrowed, and owed, Filter debts owed to you vs. money you owe, View balances, payment history, and upcoming charges, Log partial or full payments instantly, Automatically track recurring bills and subscriptions, Private and ad-free financial tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OweTracker Pro – Monthly | $1.99 | per month |
| OweTracker Pro | $17.99 | per year |
| OweTracker Pro – Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Devedores e Dívidas free?

Devedores e Dívidas is free to download, with in-app purchases available.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Do Devedores e Dívidas or IOU have ads?

Neither Devedores e Dívidas nor IOU shows ads.

### Which is updated more often, Devedores e Dívidas or IOU?

Devedores e Dívidas ships an update every 6 weeks, and IOU every 2 weeks. Most recently, Devedores e Dívidas was updated on October 7, 2026 and IOU on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*