# SplitNSettle vs PaySplit

The clearest difference is iOS requirement: SplitNSettle at 15.1 against PaySplit's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. SplitNSettle sells 1 in-app purchase, starting at $4.99 per year and PaySplit sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

SplitNSettle ships an update every 5 weeks, PaySplit monthly. The most recent releases landed on September 29, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | SplitNSettle | PaySplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paysplit-split-bills-and-rent/id6760347546/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | — | Freemium |
| Size | 54 MB | 13 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Neetu Sharma](https://appshunter.io/developer/1803460892) | [Ricardo Carvalho](https://appshunter.io/developer/1884018228) |

## What reviewers say

### SplitNSettle

[App page](https://appshunter.io/ios/app/splitnsettle/id6757589699)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitNSettle Pro (Yearly) | $4.99 | per year |


### PaySplit

[App page](https://appshunter.io/ios/app/paysplit-split-bills-and-rent/id6760347546)

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

**Highlights:** Track group expenses, Clear balance visibility, Smart settlement suggestions, Multi-currency support, iCloud group sharing, Voice entry (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PaySplit Pro Monthly | $2.99 | per month |
| PaySplit Pro Yearly | $14.99 | per year |


## Frequently asked questions

### Is SplitNSettle free?

SplitNSettle is free to download, with in-app purchases available.

### Is PaySplit free?

PaySplit is free to download, with in-app purchases available.

### Do SplitNSettle or PaySplit have ads?

Neither SplitNSettle nor PaySplit shows ads.

### Which is updated more often, SplitNSettle or PaySplit?

SplitNSettle ships an update every 5 weeks, and PaySplit monthly. Most recently, SplitNSettle was updated on September 29, 2026 and PaySplit on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*