# Expense Tracker vs SpendSteps

The clearest difference is in-app purchases: SpendSteps at none against Expense Tracker's 3. SpendSteps also leads on update cadence (every 5 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. SpendSteps asks for nothing beyond the download.

Expense Tracker ships an update fortnightly, SpendSteps every 5 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Expense Tracker | SpendSteps |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-payshare/id6757592649/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Freemium | — |
| Size | 30 MB | 28 MB |
| Requires iOS | 18.5 | **17.0** |
| Devices | **iPhone, iPad, Mac** | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [BOGDAN-GEORGIAN ALEXA](https://appshunter.io/developer/1777251935) | [Zestworks LLC](https://appshunter.io/developer/6783001029) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-payshare/id6757592649)

Effortlessly track personal or shared expenses with this native app. Automate expense logging via Apple Wallet and categorize spending. Share financial insights with invited family or friends, controlling access levels and privacy.

**Highlights:** Automated expense logging via Apple Wallet, Shared tracking for couples and families, Customizable categories with icons and colors, Detailed spending insights and budget tracking, Private iCloud sharing with access control, Multi-currency support with automatic conversion, Data export and import options

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro – Monthly | $4.99 | per month |
| Pro – Annual | $19.99 | per year |
| One Time Payment Premium Lifetime | $39.99 | one-time |


### SpendSteps

[App page](https://appshunter.io/ios/app/spendsteps-expense-tracker/id6787478474)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is SpendSteps free?

SpendSteps is free to download, with no in-app purchases.

### Do Expense Tracker or SpendSteps have ads?

Neither Expense Tracker nor SpendSteps shows ads.

### Which is updated more often, Expense Tracker or SpendSteps?

Expense Tracker ships an update fortnightly, and SpendSteps every 5 days. Most recently, Expense Tracker was updated on October 25, 2026 and SpendSteps on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*