# Expense Tracker vs Paykeep

The clearest difference is update cadence: Paykeep at every 3 days against Expense Tracker's fortnightly. Paykeep also leads on iOS requirement (15.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $4.99 per month and Paykeep sells 2 in-app purchases, starting at $3.39 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker ships an update fortnightly, Paykeep every 3 days. The most recent releases landed on November 9, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Paykeep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-payshare/id6757592649/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 30 MB | 40 MB |
| Requires iOS | 18.5 | **15.0** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BOGDAN-GEORGIAN ALEXA](https://appshunter.io/developer/1777251935) | [Ruth McCarthy](https://appshunter.io/developer/6787998193) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-payshare/id6757592649)

Effortlessly track personal or shared expenses with this native app. Automate expense logging via Apple Wallet and categorize spending. Share financial insights with invited family or friends, controlling access levels and privacy.

**Highlights:** Automated expense logging via Apple Wallet, Shared tracking for couples and families, Customizable categories with icons and colors, Detailed spending insights and budget tracking, Private iCloud sharing with access control, Multi-currency support with automatic conversion, Data export and import options

**Features:** Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro – Monthly | $4.99 | per month |
| Pro – Annual | $19.99 | per year |
| One Time Payment Premium Lifetime | $39.99 | one-time |


### Paykeep

[App page](https://appshunter.io/ios/app/paykeep-budget-by-paycheck/id6793523385)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paykeep Pro Monthly | $3.39 | per month |
| Paykeep Pro Yearly | $26.49 | per year |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Paykeep free?

Paykeep is free to download, with in-app purchases available.

### Do Expense Tracker or Paykeep have ads?

Neither Expense Tracker nor Paykeep shows ads.

### Which is updated more often, Expense Tracker or Paykeep?

Expense Tracker ships an update fortnightly, and Paykeep every 3 days. Most recently, Expense Tracker was updated on November 9, 2026 and Paykeep on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*