# Refinance Calculator vs iSpend

The clearest difference is in-app purchases: iSpend at none against Refinance Calculator's 1. iSpend also leads on iOS requirement (17 vs 26.2). Refinance Calculator's advantage is device support. On price there is nothing between them.

Both are free to download. Refinance Calculator sells 1 one-off in-app purchase. iSpend asks for nothing beyond the download.

## The numbers

| Metric | Refinance Calculator | iSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/refinance-calculator-rateshift/id6757621372/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | — |
| Update frequency | Every 3 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 2 MB | 4 MB |
| Requires iOS | 26.2 | **17** |
| Devices | **iPhone, iPad** | — |
| Age rating | 4+ | 4+ |
| Developer | [TARIUS HOLT](https://appshunter.io/developer/1867860626) | [东严 陈](https://appshunter.io/developer/453662001) |

## What reviewers say

### Refinance Calculator

[App page](https://appshunter.io/ios/app/refinance-calculator-rateshift/id6757621372)

This app helps you compare loan rates and payment scenarios to understand borrowing options. Explore different loan terms, save comparisons, and see how rate changes impact total cost. It provides calculation and comparison tools for evaluating financing options.

**Highlights:** Compare interest rates and monthly payments, Explore different loan terms, Save and export comparisons, Understand rate change impact on total cost, Unlock premium features with one-time purchase

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RateShift Premium | $7.99 | one-time |


### iSpend

[App page](https://appshunter.io/ios/app/ispend-smart-expense-tracker/id6758514814)

**In-app purchases:** none


## Frequently asked questions

### Is Refinance Calculator free?

Refinance Calculator is free to download, with in-app purchases available.

### Is iSpend free?

iSpend is free to download, with no in-app purchases.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*