# PagoDepois vs Dívida Zero

The clearest difference is update cadence: PagoDepois at every 9 days against Dívida Zero's every 3 months. Dívida Zero's advantage is iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PagoDepois ships an update every 9 days, Dívida Zero every 3 months. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | PagoDepois | Dívida Zero |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 31 MB | 47 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | +4 | 4+ |
| Developer | [Erick Souza](https://appshunter.io/developer/1867881115) | [Julio Cesar Lima de Jesus Lemos](https://appshunter.io/developer/1632737264) |

## What reviewers say

### PagoDepois

[App page](https://appshunter.io/ios/app/pagodepois/id6757622440)

Easily manage personal loans with this secure iOS app. Track who owes you money, monitor deadlines and installments, and receive timely reminders for payments. Organize loans by person and manage credit cards for detailed financial oversight.

**Highlights:** Track personal loans, Monitor deadlines and installments, Receive payment reminders, Organize loans by person, Manage credit cards, Secure local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Dívida Zero

[App page](https://appshunter.io/ios/app/divida-zero/id6759846781)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PagoDepois free?

PagoDepois is free to download, with no in-app purchases.

### Is Dívida Zero free?

Dívida Zero is free to download, with no in-app purchases.

### Do PagoDepois or Dívida Zero have ads?

Neither PagoDepois nor Dívida Zero shows ads.

### Which is updated more often, PagoDepois or Dívida Zero?

PagoDepois ships an update every 9 days, and Dívida Zero every 3 months. Most recently, PagoDepois was updated on October 25, 2026 and Dívida Zero on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*