# Expense Tracker vs Spendly

The clearest difference is ads: Expense Tracker at none against Spendly's shown. Expense Tracker also leads on update cadence (every 5 days vs every 3 weeks). Spendly's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $0.99 per month and Spendly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Expense Tracker ships an update every 5 days, Spendly every 3 weeks. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 102 MB | 33 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [巍 阮](https://appshunter.io/developer/1867833365) | [庆鸿 林](https://appshunter.io/developer/1558629938) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-koala/id6757627354)

This minimalist bookkeeping app helps you track income and expenses with clear organization. It offers professional analytics, multi-account management, and supports multiple currencies. Data can be imported, exported, and synced across devices for effortless financial management.

**Highlights:** Effortless bookkeeping with categories and tags, Calendar overview of daily transactions, Professional spending analytics with charts, Multi-account management (cash, cards, e-wallets), Multi-currency support with real-time exchange rates, Import/export to CSV/Excel, Cloud sync across devices, Scheduled recurring transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Koala Membership (Monthly) | $0.99 | per month |
| Koala Membership (Yearly) | $6.99 | per year |
| Koala Pro Lifetime | $19.99 | one-time |


### Spendly

[App page](https://appshunter.io/ios/app/spendly-budget-diary/id6760545221)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Premium | $9.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Do Expense Tracker or Spendly have ads?

Spendly shows ads; Expense Tracker does not.

### Which is updated more often, Expense Tracker or Spendly?

Expense Tracker ships an update every 5 days, and Spendly every 3 weeks. Most recently, Expense Tracker was updated on October 31, 2026 and Spendly on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*