# Expense Tracker vs MOA

The clearest difference is in-app purchases: MOA at none against Expense Tracker's 2. MOA also leads on iOS requirement (15.1 vs 17.0). Expense Tracker's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $0.99 per month. MOA asks for nothing beyond the download.

Expense Tracker ships an update every 5 days, MOA every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Expense Tracker | MOA |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 102 MB | 31 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [巍 阮](https://appshunter.io/developer/1867833365) | [Jukyeong Kim](https://appshunter.io/developer/6784188581) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-koala/id6757627354)

This minimalist bookkeeping app helps you effortlessly track income and expenses with organized categories, tags, and multi-account management. Visualize your spending with professional analytics and enjoy features like multi-currency support and cloud sync for seamless data management across devices.

**Highlights:** Effortless bookkeeping with categories and tags, Calendar overview of daily income and expenses, Professional spending analytics with charts, Multi-account management with balance tracking, Multi-currency support with real-time exchange rates, Import/export data (CSV, Excel), Cloud sync across devices, Scheduled recurring transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 考拉记账会员（月） | $0.99 | per month |
| 考拉记账会员（年） | $6.99 | per year |


### MOA

[App page](https://appshunter.io/ios/app/moa-budget/id6784188579)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is MOA free?

MOA is free to download, with no in-app purchases.

### Do Expense Tracker or MOA have ads?

Neither Expense Tracker nor MOA shows ads.

### Which is updated more often, Expense Tracker or MOA?

Expense Tracker ships an update every 5 days, and MOA every 3 weeks. Most recently, Expense Tracker was updated on October 25, 2026 and MOA on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*