# SubGuard vs Expeny

The clearest difference is in-app purchases: Expeny at none against SubGuard's 1. SubGuard's advantage is iOS requirement (17.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SubGuard sells 1 one-off in-app purchase. Expeny asks for nothing beyond the download.

SubGuard ships an update every 9 days, Expeny every 6 days. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | SubGuard | Expeny |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (2 ratings)](https://appshunter.io/ios/app/expeny-budget-and-expense/id6773878182/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 6 days** |
| Monetization | — | Free with in-app purchases |
| Size | 23 MB | 34 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Marco Medri](https://appshunter.io/developer/1868002379) | [Rahul Singh](https://appshunter.io/developer/1882712304) |

## What reviewers say

### SubGuard

[App page](https://appshunter.io/ios/app/subguard-subscription-tracker/id6757634357)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubGuard Pro | $19.99 | one-time |


### Expeny

[App page](https://appshunter.io/ios/app/expeny-budget-and-expense/id6773878182)

This app offers a private, all-in-one solution for tracking your finances without requiring account sign-ups or data sharing. It allows for expense logging, budgeting, bill tracking, and managing savings and debts, all calculated on-device.

**Highlights:** On-device expense and income logging, Receipt scanning with local text recognition, Budget creation with progress rings, Bill tracking with smart reminders, Savings goal and investment tracking, Financial Health score, One-time purchase for lifetime access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SubGuard free?

SubGuard is free to download, with in-app purchases available.

### Is Expeny free?

Expeny is free to download, with no in-app purchases.

### Do SubGuard or Expeny have ads?

Neither SubGuard nor Expeny shows ads.

### Which is updated more often, SubGuard or Expeny?

SubGuard ships an update every 9 days, and Expeny every 6 days. Most recently, SubGuard was updated on October 26, 2026 and Expeny on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*