# Basil vs Credit Card Tracker

The clearest difference is in-app purchases: Basil at none against Credit Card Tracker's 3. Credit Card Tracker's advantage is chart position (#162 vs unranked) and ratings volume (53 vs 9). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. Basil asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.6 for Basil against 4.5 for Credit Card Tracker. That said, the two scores are not equally well evidenced: Credit Card Tracker has 53 ratings behind it against 9, so its average is the more settled of the two. Written reviews are what separate them: 100% of Basil's written reviews are positive against 94% of Credit Card Tracker's.

Basil ships an update every 3 weeks, Credit Card Tracker fortnightly. Both last shipped on October 31, 2026.

## The numbers

| Metric | Basil | Credit Card Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (9 ratings)](https://appshunter.io/ios/app/basil-budget-and-spend-tracker/id6757653703/reviews)** | [4.5 (53 ratings)](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863/reviews) |
| Number of ratings | 9 | **53** |
| Positive reviews | **100.0% of reviews** | 94.4% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Best chart rank | — | **#162** |
| Size | 51 MB | 258 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone, Apple Watch | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Swapnil Bapat](https://appshunter.io/developer/1833237038) | [SPACE ROBOTS INC](https://appshunter.io/developer/1877786048) |

## What reviewers say

### Basil

[App page](https://appshunter.io/ios/app/basil-budget-and-spend-tracker/id6757653703)

Automate your budgeting with secure, on-device AI that captures transactions from various payment methods instantly. Organize your finances, gain insights into spending habits, and track recurring bills without manual entry.

**Highlights:** Automatic transaction logging, AI-powered voice dictation, Instant spending insights, Recurring bill tracking, 100% local data storage, Beautiful, customizable interface

**Features:** Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### Credit Card Tracker

[App page](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863)

**Currently charting:** #162 Top Grossing · Finance (US App Store)

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

**Highlights:** Maximize cashback and offers, Track statement credits automatically, Redeem points at peak value, AI agent for personalized advice, See which card earns the most, Track points portfolio, Annual fee advisor

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardStack+ | $12.99 | per month |
| CardStack+ | $89.99 | per year |
| CardStack+ Lifetime | $239.99 | one-time |


## Frequently asked questions

### Is Basil free?

Basil is free to download, with no in-app purchases.

### Is Credit Card Tracker free?

Credit Card Tracker is free to download, with in-app purchases available.

### Which has better reviews, Basil or Credit Card Tracker?

Basil is rated higher. Basil averages 4.6 out of 5 from 9 ratings, while Credit Card Tracker averages 4.5 from 53 ratings.

### Do Basil or Credit Card Tracker have ads?

Neither Basil nor Credit Card Tracker shows ads.

### Which is updated more often, Basil or Credit Card Tracker?

Basil ships an update every 3 weeks, and Credit Card Tracker fortnightly. Most recently, Basil was updated on October 31, 2026 and Credit Card Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*