# Monely vs Expense Tracker

The clearest difference is review sentiment: Expense Tracker at 100% against Monely's 75%. Monely's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Monely sells 6 in-app purchases, starting at $2.99 per month and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Monely ships an update every 3 days, Expense Tracker every 2 days. The most recent releases landed on November 13, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Monely | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/expense-tracker-luca/id6764654142/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | **Every 2 days** |
| Monetization | Freemium | Freemium |
| Size | 69 MB | 25 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | +12 | 4+ |
| Developer | [Charles Berti](https://appshunter.io/developer/1868375701) | [CrispyApps LLC](https://appshunter.io/developer/1682067986) |

## What reviewers say

### Monely

[App page](https://appshunter.io/ios/app/monely-money-manager/id6757703531)

Effortlessly track spending, manage budgets, and gain financial insights via WhatsApp or the app. Log expenses with text, voice, or photos, and monitor accounts, credit cards, loans, and investments in one place. Ideal for individuals, couples, and families.

**Highlights:** Log expenses via WhatsApp text, voice, or photo, AI-powered expense categorization and insights, Receipt scanning and automatic data entry, Group budgeting for couples, families, and roommates, Credit card, loan, and investment tracking, Customizable categories and labels, Financial analytics and goal setting

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Essential Monthly | $2.99 | per month |
| PRO Monthly | $6.99 | per month |
| Family Monthly | $12.99 | per month |
| Essential Annual | $24.99 | per year |
| PRO Annual | $58.99 | per year |
| Family Annual | $108.99 | per year |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-luca/id6764654142)

Effortlessly manage your money with this intuitive expense tracker. Log spending via voice, set budgets, and track recurring bills with visual breakdowns and multiple account types. Get clear financial insights with a clean design and iCloud sync.

**Highlights:** Voice-to-text expense logging, Monthly budget setting and alerts, Automatic recurring expense tracking, Categorized spending visualization, Multiple account type management, Income tracking and balance overview, Exportable expense reports

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Luca Monthly | $4.99 | per month |
| Luca Yearly | $24.99 | per year |


## Frequently asked questions

### Is Monely free?

Monely is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Monely or Expense Tracker have ads?

Neither Monely nor Expense Tracker shows ads.

### Which is updated more often, Monely or Expense Tracker?

Monely ships an update every 3 days, and Expense Tracker every 2 days. Most recently, Monely was updated on November 13, 2026 and Expense Tracker on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*