# Payback Buddy App vs SpendCents

The clearest difference is in-app purchases: Payback Buddy App at none against SpendCents's 2. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendCents sells 2 in-app purchases, starting at $6.99 per month. Payback Buddy App asks for nothing beyond the download.

## The numbers

| Metric | Payback Buddy App | SpendCents |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (6 ratings)](https://appshunter.io/ios/app/spendcents/id6798426431/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 83.3% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | — | Freemium |
| Size | 41 MB | 37 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Utopia Med Tech Private Limited](https://appshunter.io/developer/1695790348) | [Joshua Weber](https://appshunter.io/developer/6791651030) |

## What reviewers say

### Payback Buddy App

[App page](https://appshunter.io/ios/app/payback-buddy-app/id6757747402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendCents

[App page](https://appshunter.io/ios/app/spendcents/id6798426431)

This app helps you create a clear plan to pay off your debts by showing you what you owe, what to pay next, and when you'll be debt-free. It analyzes your spending and income to identify extra funds for debt repayment.

**Highlights:** Debt payoff plan creation, Debt-free date projection, Budget tracking, Payment logging, Interest avoidance calculation, Financial term explanations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendCents Pro Monthly | $6.99 | per month |
| SpendCents Pro Annual | $49.99 | per year |


## Frequently asked questions

### Is Payback Buddy App free?

Payback Buddy App is free to download, with no in-app purchases.

### Is SpendCents free?

SpendCents is free to download, with in-app purchases available.

### Do Payback Buddy App or SpendCents have ads?

Neither Payback Buddy App nor SpendCents shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*