Subwise vs Payday
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subwise
Manage all your recurring bills and subscriptions in one place. Avoid unexpected charges and get a clear overview of your spending. Receive timely reminders before renewal dates.
- Track all subscriptions in one place
- View total monthly and yearly spending
- Calendar view for upcoming billing dates
- Renewal reminders
- Multi-currency support
- Dark and light mode
Read full descriptionHide full description
Subwise helps you take control of your subscriptions and recurring bills — all in one clean, simple app. Never miss a renewal date or get caught off guard by an unexpected charge. Subwise gives you a clear picture of exactly what you're paying for and when. KEY FEATURES • Track all your subscriptions in one place — Netflix, Spotify, iCloud, and more • See your total monthly and yearly spending at a glance • Calendar view to see upcoming billing dates • Get reminders before renewals hit • Support for multiple currencies • Clean dark and light mode design Whether you're trying to cut costs or just stay organized, Subwise makes it easy to see where your money is going. Download Subwise and start tracking today.
Payday
Consolidate all your earnings, from salaries to freelance payments, into a single, clear global overview. Visualize your income sources and monthly progress on an interactive map, with options for manual entry, saved details, or CSV import.
- Global income overview
- Track salary, freelance, and platform payouts
- Interactive income map visualization
- Monthly earnings and goal progress
- Manual, saved, or CSV income entry
- On-device statement screenshot interpretation
- Multi-currency income tracking
Read full descriptionHide full description
Payday - Income & Expenses Know what you earn, what you spend, and what’s left. Payday is a simple income and expense tracker for your salary, freelance work, side gigs, and daily spending. Put your income on the map, keep track of expenses, and understand your money all in one place. TRACK MONEY IN AND MONEY OUT • Track salary, client payments, platform payouts, and other income. • Log everyday expenses and sort them by category. • Review your monthly income, spending, and what’s left. • Keep your recent payments and purchases easy to find. PUT YOUR INCOME ON THE MAP Discover where each payday begins, from local clients to work around the world. Add countries to your income sources and bring your earnings to life on an interactive globe. LESS TYPING. MORE TRACKING. Add income and expenses your way: • Enter the details yourself. • Reuse saved clients and employers. • Import multiple income or expense entries from CSV. • Scan receipts, invoices, or statement screenshots. • Speak an income or expense entry with dictation. On supported devices, Apple Intelligence helps turn scanned documents and spoken details into entries. Processing happens on your device, and you can review the details before saving. EARN GLOBALLY. TRACK SIMPLY. Keep each payment’s original amount and currency while viewing approximate totals in your chosen home currency. Currency conversions use European Central Bank reference rates. MAKE YOUR GLOBE YOURS Choose a globe that fits your style, from a classic Earth to playful designs like Voxel Earth, Matcha Mochi, and Moon Mallow. Some globe designs are available as optional one-time purchases. CELEBRATE EVERY PAYDAY Add your income and watch your globe light up with animated routes and colorful fireworks. A little celebration for the work you’ve done. YOUR RECORDS. ON YOUR DEVICE. No account required. Your income and expense records stay on your device, and you can track your money offline. Internet access is needed to refresh exchange rates and make or restore globe purchases. Your money. Your world. Your Payday. IMPORTANT: Apple Intelligence features require a supported device with Apple Intelligence enabled and available in a supported language. https://payday.josieai.com/terms.html https://payday.josieai.com/privacy.html
Screenshots
Verdict
The clearest difference is price: Subwise at Free against Payday's $2.99. Subwise also leads on iOS requirement (15.1 vs 18.0). Payday's advantage is in-app purchases (none vs 1).
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Subwise is free to download; Payday costs $2.99 up front. Subwise sells 1 one-off in-app purchase. Payday asks for nothing beyond the download.
| Parameter | Subwise | Payday |
|---|---|---|
| Price | Free — better | $2.99 |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 — better | — |
| Update frequency | — | Every 6 days |
| Ads | — | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free — better | Paid |
| Devices | — | iPhone — better |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 54 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | PAUL JAMES SABANDAL | France Pastrana |
In-app purchases
Subwise
- Pro Plan$9.99
Payday
No in-app purchases









