# SUM+= Simple Expense Tracker vs ex/only

The clearest difference is ads: SUM+= Simple Expense Tracker at none against ex/only's shown. SUM+= Simple Expense Tracker also leads on update cadence (every 3 days vs weekly). ex/only's advantage is iOS requirement (17.0 vs 26.2). On price, in-app purchases and device support there is nothing between them.

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month and ex/only sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

SUM+= Simple Expense Tracker ships an update every 3 days, ex/only weekly. The most recent releases landed on October 2, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | SUM+= Simple Expense Tracker | ex/only |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 days** | Weekly |
| Monetization | Freemium | — |
| Size | 26 MB | 13 MB |
| Requires iOS | 26.2 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jonas Zimmermann](https://appshunter.io/developer/1869111182) | [YUSUKE YASUNAGA](https://appshunter.io/developer/1871892926) |

## What reviewers say

### SUM+= Simple Expense Tracker

[App page](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811)

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

**Highlights:** AI-assisted data entry, LLM analysis and forecasting, Minimalist and beautiful design, Local data storage and privacy, User-controlled database, Subscription options with free trial

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SUM Pro | $3.99 | per month |
| SUM Pro | $22.99 | per year |
| 7-day Trial | Free | one-time |
| Sum Premium | $6.99 | one-time |


### ex/only

[App page](https://appshunter.io/ios/app/exonly/id6758270741)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (Monthly) | $1.99 | per month |
| Premium (Annual) | $11.99 | per year |


## Frequently asked questions

### Is SUM+= Simple Expense Tracker free?

SUM+= Simple Expense Tracker is free to download, with in-app purchases available.

### Is ex/only free?

ex/only is free to download, with in-app purchases available.

### Do SUM+= Simple Expense Tracker or ex/only have ads?

ex/only shows ads; SUM+= Simple Expense Tracker does not.

### Which is updated more often, SUM+= Simple Expense Tracker or ex/only?

SUM+= Simple Expense Tracker ships an update every 3 days, and ex/only weekly. Most recently, SUM+= Simple Expense Tracker was updated on October 2, 2026 and ex/only on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*