Comparison

Bread Count vs Retirement Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bread Count

This app provides a privacy-focused net worth tracker, focusing on displaying your total wealth clearly and privately. It utilizes Apple's native security for data protection and offers manual control over entries with visual trend analysis.

Highlights
  • Privacy-first net worth tracking
  • iCloud and local-first data storage
  • Biometric security (FaceID/TouchID)
  • Manual entry and CSV import/export
  • Visual trend charts
  • Smart reminders for updates
  • Apple Intelligence insights
Features
Read full description

Breadcount is the privacy-first net worth scoreboard designed exclusively for the Apple ecosystem. THE ONE NUMBER THAT MATTERS Your net worth is the ultimate scoreboard of your financial life. Breadcount strips away the noise of complex budgeting tools and 47 different charts you’ll never look at. We focus on one thing: showing you your total wealth clearly and privately. PRIVACY BY DESIGN We believe your financial data belongs to you. Breadcount uses Apple’s native security infrastructure to ensure your information never leaves your control: • iCloud Syncing: Your data stays in your personal iCloud account using CloudKit. We never see, access, or collect your financial balances. • Local-First: No external servers, no third-party accounts, and no data harvesting. • Biometric Security: Secure your scoreboard with FaceID or TouchID. POWERFUL SIMPLICITY • Manual Control: No flaky bank connections or constant re-authentication loops. You are in total control of your entries. • CSV Import/Export: Easily migrate from spreadsheets or move your data to other tools whenever you choose. • Visual Trends: Beautiful, high-contrast charts that visualize your growth over months and years. • Apple Intelligence Insights: On supported devices, get an AI-generated summary of your portfolio at a glance. Meant for entertainment only, it's a fun way to see the big picture, but please make your real financial decisions with a real financial advisor. AI is great at a lot of things; retirement planning isn't one of them. • Smart Reminders: Set weekly or monthly notifications on individual assets so you never forget to keep your scoreboard up to date. • Native Experience: Fully optimized for the latest versions of iOS, iPadOS, and macOS. It feels like a first-party tool that came with your device. Whether you're pursuing FIRE (Financial Independence, Retire Early) or just taking your first steps toward building wealth, Breadcount gives you the clarity to stay on track. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Retirement Planner

Features
Read full description

Explore how your savings could support retirement. Enter your current savings, income, spending, and target retirement age to see a projected wealth path. Change your plan to explore saving more, retiring later, or making a large purchase. BUILD YOUR FIRST RETIREMENT PLAN • Create a basic forecast for your chosen retirement age • Explore different simulated market outcomes • Change your income, spending, or target age and recalculate • Add life events to see how future expenses affect your plan EXPLORE SPENDING IN RETIREMENT WITH PRO • Extend your plan beyond your retirement date • Model retirement spending and pension income • Explore how long your money may last under different simulated outcomes KEEP TRACK OF YOUR NET WORTH • Record assets and liabilities manually • Review your asset mix and net worth history • Keep net worth goals and plans on your iPhone FREE TO START The free version includes one basic forecast, up to two life events, three goals, and five asset entries. Retirement spending simulation and higher limits require Pro. ASSETPRISM PRO Unlock unlimited plans, life events, goals, and asset entries, retirement spending simulation, additional insight filters, and more activity history. Pro is available through an optional auto-renewing subscription or a one-time Lifetime purchase. LOCAL PLANNING Your planning inputs and asset records are stored on your device. No bank connection or account is required. ABOUT THE SIMULATIONS AssetPrism uses mathematical models and assumptions to explore hypothetical outcomes. Your target retirement age is an input, not a guarantee that you can retire at that age. Simulations are estimates and do not predict actual market returns or provide investment, tax, or legal advice. PURCHASE DETAILS Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel subscriptions in App Store account settings. Lifetime is a one-time purchase and does not renew. Terms of Use: https://astradevforge.github.io/assetprism-legal/terms.html Privacy Policy: https://astradevforge.github.io/assetprism-legal/privacy.html

Screenshots

Bread Count4 screens
Retirement Planner4 screens

Verdict

The call

The clearest difference is update cadence: Bread Count at fortnightly against Retirement Planner's every 4 months. Bread Count also leads on device support (3 vs 1). Retirement Planner's advantage is iOS requirement (16.6 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bread Count sells 5 in-app purchases, starting at $0.99 per month and Retirement Planner sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Bread Count ships an update fortnightly, Retirement Planner every 4 months. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Bread Count versus Retirement Planner: the parameters behind the verdict, then further details
ParameterBread CountRetirement Planner
PriceFreeFree
Rating4.7 (3 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings3 — better—
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationPaid—
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS26.016.6 — better
Further details — not scored
Size42 MB11 MB
Age rating4+4+
DeveloperFernando Bunn紫妍 连

In-app purchases

5 purchases

Bread Count

Subscriptions2
  • Bread Count Pro Monthly$0.991 Month
  • Bread Count Pro Yearly$9.991 Year
One-time3
  • Bread Count Pro Lifetime$8.99
  • Bread Count Pro Lifetime$14.99
  • Bread Count Pro Lifetime$17.99
3 purchases

Retirement Planner

Subscriptions2
  • AssetPrism Pro$6.991 Month
  • AssetPrism Pro7 Days trial$44.991 Year
One-time1
  • AssetPrism Pro Lifetime$149.99

Questions

Is Bread Count free?
Bread Count is free to download, with in-app purchases available.
Is Retirement Planner free?
Retirement Planner is free to download, with in-app purchases available.
Do Bread Count or Retirement Planner have ads?
Neither Bread Count nor Retirement Planner shows ads.
Which is updated more often, Bread Count or Retirement Planner?
Bread Count ships an update fortnightly, and Retirement Planner every 4 months. Most recently, Bread Count was updated on November 5, 2026 and Retirement Planner on October 31, 2026.

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