# Bread Count vs Philia Vault

The clearest difference is ads: Bread Count at none against Philia Vault's shown. Bread Count also leads on device support (3 vs 1). Philia Vault's advantage is review sentiment (100% vs 75%) and monetization model (free with in-app purchases vs paid). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Bread Count sells 5 in-app purchases, starting at $0.99 per month and Philia Vault sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Bread Count against 4.8 for Philia Vault. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews are what separate them: 75% of Bread Count's written reviews are positive against 100% of Philia Vault's.

Bread Count ships an update fortnightly, Philia Vault weekly. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Bread Count | Philia Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3 ratings)](https://appshunter.io/ios/app/bread-count-net-worth-tracker/id6757823828/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/philia-vault-wealth-tracker/id6790504287/reviews)** |
| Number of ratings | 3 | **5** |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 42 MB | 75 MB |
| Requires iOS | 26.0 | **16.4** |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Fernando Bunn](https://appshunter.io/developer/1514075261) | [Philia Entreprise LLC](https://appshunter.io/developer/6790504289) |

## What reviewers say

### Bread Count

[App page](https://appshunter.io/ios/app/bread-count-net-worth-tracker/id6757823828)

This app provides a privacy-focused net worth tracker, focusing on displaying your total wealth clearly and privately. It utilizes Apple's native security for data protection and offers manual control over entries with visual trend analysis.

**Highlights:** Privacy-first net worth tracking, iCloud and local-first data storage, Biometric security (FaceID/TouchID), Manual entry and CSV import/export, Visual trend charts, Smart reminders for updates, Apple Intelligence insights

**Features:** Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bread Count Pro Monthly | $0.99 | per month |
| Bread Count Pro Yearly | $9.99 | per year |
| Bread Count Pro Lifetime | $8.99 | one-time |
| Bread Count Pro Lifetime | $14.99 | one-time |
| Bread Count Pro Lifetime | $17.99 | one-time |


### Philia Vault

[App page](https://appshunter.io/ios/app/philia-vault-wealth-tracker/id6790504287)

This app helps you understand your financial reality by tracking assets, liabilities, and cash flow. It visualizes your progress towards financial independence and offers an AI coach for reflection on your decisions.

**Highlights:** Track assets and liabilities, Calculate net worth, Visualize asset cash flow, Measure Financial Independence Index, Simulate cash-flow scenarios, AI Coach for financial reflection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Yearly | $74.99 | per year |


## Frequently asked questions

### Is Bread Count free?

Bread Count is free to download, with in-app purchases available.

### Is Philia Vault free?

Philia Vault is free to download, with in-app purchases available.

### Which has better reviews, Bread Count or Philia Vault?

Philia Vault is rated higher. Bread Count averages 4.7 out of 5 from 3 ratings, while Philia Vault averages 4.8 from 5 ratings.

### Do Bread Count or Philia Vault have ads?

Philia Vault shows ads; Bread Count does not.

### Which is updated more often, Bread Count or Philia Vault?

Bread Count ships an update fortnightly, and Philia Vault weekly. Most recently, Bread Count was updated on October 31, 2026 and Philia Vault on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*