# My Simplified Budget vs SubZero

The clearest difference is update cadence: SubZero at every 3 days against My Simplified Budget's every 2 weeks. SubZero also leads on iOS requirement (17.0 vs 26.2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. My Simplified Budget sells 2 in-app purchases, starting at $1.99 per month and SubZero sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

My Simplified Budget ships an update every 2 weeks, SubZero every 3 days. The most recent releases landed on September 25, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | My Simplified Budget | SubZero |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Freemium | Freemium |
| Size | 9 MB | 3 MB |
| Requires iOS | 26.2 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PATRICK BEDARD](https://appshunter.io/developer/1869175032) | [ADOLPHE Alexandre](https://appshunter.io/developer/6781193691) |

## What reviewers say

### My Simplified Budget

[App page](https://appshunter.io/ios/app/my-simplified-budget/id6757828554)

Easily manage your personal finances by tracking monthly budget categories, setting targets, and assigning transactions. Gain insights into your spending habits with detailed statistics by category and merchant.

**Highlights:** Track monthly budget categories, Set spending targets, Assign transactions, Import from bank/credit card, Spending statistics by category, Spending statistics by merchant

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium membership | $1.99 | per month |
| Annual membership | $12.99 | per year |


### SubZero

[App page](https://appshunter.io/ios/app/subzero-subscriptions/id6781193689)

This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.

**Highlights:** Automatic monthly and yearly cost calculation, Installment payment tracking, Free trial and renewal reminders, Spending statistics by category, Yearly spending projection, No account required for privacy

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubZero Pro Lifetime | $3.99 | one-time |


## Frequently asked questions

### Is My Simplified Budget free?

My Simplified Budget is free to download, with in-app purchases available.

### Is SubZero free?

SubZero is free to download, with in-app purchases available.

### Do My Simplified Budget or SubZero have ads?

Neither My Simplified Budget nor SubZero shows ads.

### Which is updated more often, My Simplified Budget or SubZero?

My Simplified Budget ships an update every 2 weeks, and SubZero every 3 days. Most recently, My Simplified Budget was updated on September 25, 2026 and SubZero on September 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*