# Personal Portfolio vs CentPay

The clearest difference is in-app purchases: CentPay at none against Personal Portfolio's 3. CentPay also leads on iOS requirement (15.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Personal Portfolio sells 3 one-off in-app purchases. CentPay asks for nothing beyond the download.

Personal Portfolio ships an update every 6 days, CentPay every 11 days. The most recent releases landed on September 16, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Personal Portfolio | CentPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/personal-portfolio/id6757869653/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 11 days |
| Monetization | Free with in-app purchases | — |
| Size | 18 MB | 37 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Senthil Kumar Chandrasekaran](https://appshunter.io/developer/1869394820) | [CENTFX Limited](https://appshunter.io/developer/1792239795) |

## What reviewers say

### Personal Portfolio

[App page](https://appshunter.io/ios/app/personal-portfolio/id6757869653)

Track stocks and stay updated with market news. Generate concise financial summaries with the help of Apple Shortcuts. Live market data can be enabled using your own Finnhub API key.

**Highlights:** Stock tracking, Market news updates, Concise summary generation, Apple Shortcuts integration, Optional live market data

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $1.99 | one-time |
| Large Tip | $4.99 | one-time |


### CentPay

[App page](https://appshunter.io/ios/app/centpay/id6758323521)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Personal Portfolio free?

Personal Portfolio is free to download, with in-app purchases available.

### Is CentPay free?

CentPay is free to download, with no in-app purchases.

### Do Personal Portfolio or CentPay have ads?

Neither Personal Portfolio nor CentPay shows ads.

### Which is updated more often, Personal Portfolio or CentPay?

Personal Portfolio ships an update every 6 days, and CentPay every 11 days. Most recently, Personal Portfolio was updated on September 16, 2026 and CentPay on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*