# SpendLow vs Credit Buddy

The clearest difference is update cadence: Credit Buddy at every 10 days against SpendLow's every 6 months. SpendLow's advantage is iOS requirement (16.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. SpendLow sells 3 in-app purchases, starting at $4.99 per month and Credit Buddy sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

SpendLow ships an update every 6 months, Credit Buddy every 10 days. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SpendLow | Credit Buddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/credit-buddy/id6758679736/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 10 days** |
| Monetization | — | Free with in-app purchases |
| Size | 13 MB | 17 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Sitou De Souza](https://appshunter.io/developer/1848258807) | [Justin Coleman](https://appshunter.io/developer/1874394772) |

## What reviewers say

### SpendLow

[App page](https://appshunter.io/ios/app/spendlow/id6757889394)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendLow Pro Monthly | $4.99 | per month |
| SpendLow Pro Yearly | $49.99 | per year |
| SpendLow Pro Lifetime | $99.99 | one-time |


### Credit Buddy

[App page](https://appshunter.io/ios/app/credit-buddy/id6758679736)

Track credit card perks, statement credits, and loyalty points without sharing bank logins. Optimize spending categories and plan point transfers for maximum value. Get reminders for expiring benefits and annual fees.

**Highlights:** Track statement credits and annual perks, Monitor points, miles, and redemptions, Plan and compare loyalty program transfers, Optimize spending categories with wallet optimizer, Set reminders for expiring benefits, Household sharing for read-only access

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Credit Buddy+ | $9.99 | one-time |


## Frequently asked questions

### Is SpendLow free?

SpendLow is free to download, with in-app purchases available.

### Is Credit Buddy free?

Credit Buddy is free to download, with in-app purchases available.

### Do SpendLow or Credit Buddy have ads?

Neither SpendLow nor Credit Buddy shows ads.

### Which is updated more often, SpendLow or Credit Buddy?

SpendLow ships an update every 6 months, and Credit Buddy every 10 days. Most recently, SpendLow was updated on October 6, 2026 and Credit Buddy on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*