# My Envelopes vs Secure Budget

The clearest difference is device support: Secure Budget at 3 against My Envelopes's 1. Secure Budget also leads on iOS requirement (13.0 vs 18.5). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. My Envelopes sells 4 in-app purchases, starting at $3.99 per month and Secure Budget sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for My Envelopes against 5.0 for Secure Budget. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

My Envelopes ships an update weekly, Secure Budget every 4 days. The most recent releases landed on September 19, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | My Envelopes | Secure Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/my-envelopes/id6757923809/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/secure-budget/id6769020015/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 23 MB | 32 MB |
| Requires iOS | 18.5 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Vinicius Lara](https://appshunter.io/developer/1869450070) | [GeoBuilt LLC](https://appshunter.io/developer/1896623182) |

## What reviewers say

### My Envelopes

[App page](https://appshunter.io/ios/app/my-envelopes/id6757923809)

This app provides a practical budgeting system using the envelope method to set spending limits and track expenses. It helps users distribute income, manage savings goals, and gain clarity on their finances for greater peace of mind. A generous free plan is available, with optional subscriptions for enhanced features.

**Highlights:** Envelope budgeting for spending limits, Savings goals management, Income distribution tracking, Transaction tracking with notes, Bill and reminder management, Spending overview and balances, Advanced search and filters

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Personal | $3.99 | per month |
| Team | $4.99 | per month |
| Personal | $19.99 | per year |
| Team | $24.99 | per year |


### Secure Budget

[App page](https://appshunter.io/ios/app/secure-budget/id6769020015)

Track your spending and manage your budget without linking bank accounts. Log bills, income, and purchases to see where your money goes and if you can afford your goals. Offers detailed analytics and multiple profiles.

**Highlights:** Manual transaction logging, Bill and income scheduling, Spending analytics by category, Multiple budget profiles, Data export (JSON/CSV), On-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Premium | $9.99 | per year |
| Lifetime Premium | $29.99 | one-time |


## Frequently asked questions

### Is My Envelopes free?

My Envelopes is free to download, with in-app purchases available.

### Is Secure Budget free?

Secure Budget is free to download, with in-app purchases available.

### Which has better reviews, My Envelopes or Secure Budget?

My Envelopes and Secure Budget are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do My Envelopes or Secure Budget have ads?

Neither My Envelopes nor Secure Budget shows ads.

### Which is updated more often, My Envelopes or Secure Budget?

My Envelopes ships an update weekly, and Secure Budget every 4 days. Most recently, My Envelopes was updated on September 19, 2026 and Secure Budget on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*