# IOU vs Travlit

The clearest difference is iOS requirement: Travlit at 15.1 against IOU's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. IOU sells 3 in-app purchases, starting at $1.99 per month and Travlit sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

IOU ships an update every 2 weeks, Travlit weekly. The most recent releases landed on October 21, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | IOU | Travlit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/iou-owetracker/id6757933178/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Freemium | — |
| Size | 13 MB | 35 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MASON QULIZADA](https://appshunter.io/developer/1869718916) | [Freelance Now](https://appshunter.io/developer/1716316896) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-owetracker/id6757933178)

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

**Highlights:** Track money lent, borrowed, and owed, Filter debts owed to you vs. money you owe, View balances, payment history, and upcoming charges, Log partial or full payments instantly, Automatically track recurring bills and subscriptions, Private and ad-free financial tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OweTracker Pro – Monthly | $1.99 | per month |
| OweTracker Pro | $17.99 | per year |
| OweTracker Pro – Lifetime | $19.99 | one-time |


### Travlit

[App page](https://appshunter.io/ios/app/travlit/id6761255986)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Extra Trip / Reactivation | $0.99 | one-time |
| Unlimited Lifetime Access | $2.99 | one-time |


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is Travlit free?

Travlit is free to download, with in-app purchases available.

### Do IOU or Travlit have ads?

Neither IOU nor Travlit shows ads.

### Which is updated more often, IOU or Travlit?

IOU ships an update every 2 weeks, and Travlit weekly. Most recently, IOU was updated on October 21, 2026 and Travlit on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*