# IOU vs tab.

The clearest difference is iOS requirement: tab. at 15.1 against IOU's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. IOU sells 3 in-app purchases, starting at $1.99 per month and tab. sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | IOU | tab. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/iou-owetracker/id6757933178/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | — |
| Monetization | Freemium | — |
| Size | 13 MB | 28 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MASON QULIZADA](https://appshunter.io/developer/1869718916) | [Suhaib Elhadi](https://appshunter.io/developer/6772876240) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-owetracker/id6757933178)

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

**Highlights:** Track money lent, borrowed, and owed, Filter debts owed to you vs. money you owe, View balances, payment history, and upcoming charges, Log partial or full payments instantly, Automatically track recurring bills and subscriptions, Private and ad-free financial tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OweTracker Pro – Monthly | $1.99 | per month |
| OweTracker Pro | $17.99 | per year |
| OweTracker Pro – Lifetime | $19.99 | one-time |


### tab.

[App page](https://appshunter.io/ios/app/tab/id6773165865)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| tab. Pro | $6.99 | per month |
| tab. Pro — Yearly | $39.99 | per year |


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is tab. free?

tab. is free to download, with in-app purchases available.

### Do IOU or tab. have ads?

Neither IOU nor tab. shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*