# IOU vs Debt Tracker

The clearest difference is in-app purchases: Debt Tracker at none against IOU's 3. Debt Tracker also leads on iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. IOU sells 3 in-app purchases, starting at $1.99 per month. Debt Tracker asks for nothing beyond the download.

## The numbers

| Metric | IOU | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/iou-owetracker/id6757933178/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | — |
| Monetization | Freemium | — |
| Size | 13 MB | 36 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MASON QULIZADA](https://appshunter.io/developer/1869718916) | [AHMED ALMANSOOP](https://appshunter.io/developer/1735681911) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-owetracker/id6757933178)

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

**Highlights:** Track money lent, borrowed, and owed, Filter debts owed to you vs. money you owe, View balances, payment history, and upcoming charges, Log partial or full payments instantly, Automatically track recurring bills and subscriptions, Private and ad-free financial tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OweTracker Pro – Monthly | $1.99 | per month |
| OweTracker Pro | $17.99 | per year |
| OweTracker Pro – Lifetime | $19.99 | one-time |


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-made-easy/id6790415931)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with no in-app purchases.

### Do IOU or Debt Tracker have ads?

Neither IOU nor Debt Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*