# SpendWidget vs Budget.AI

The clearest difference is ratings volume: SpendWidget at 4 against Budget.AI's 1. Budget.AI's advantage is iOS requirement (15.1 vs 26.1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. SpendWidget sells 3 in-app purchases, starting at $1.49 per month and Budget.AI sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for SpendWidget against 5.0 for Budget.AI. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

SpendWidget ships an update fortnightly, Budget.AI every 10 days. The most recent releases landed on September 28, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | SpendWidget | Budget.AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/spendwidget-expense-tracker/id6757985671/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/budgetai/id6759600996/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 12 MB | 67 MB |
| Requires iOS | 26.1 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Michael Sullivan](https://appshunter.io/developer/1816802531) | [MR SAUSAGE LIMITED](https://appshunter.io/developer/1879745932) |

## What reviewers say

### SpendWidget

[App page](https://appshunter.io/ios/app/spendwidget-expense-tracker/id6757985671)

This finance app focuses on your daily spending, offering clear totals with weekly and monthly context. It helps you understand your habits at a glance to make better financial decisions without overwhelming charts or complex budgets.

**Highlights:** Daily spending totals, Weekly spending context, Monthly spending context, Clear habit understanding, Simplified financial decisions

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWidget Pro | $1.49 | per month |
| SpendWidget Pro | $2.99 | per month |
| SpendWidget Pro | $19.99 | per year |


### Budget.AI

[App page](https://appshunter.io/ios/app/budgetai/id6759600996)

This intelligent financial app helps you track expenses, monitor subscriptions, and build better money habits. Get personalized guidance from an AI coach to stay focused on your savings and spending goals.

**Highlights:** Intelligent money tracking, Expense monitoring, Subscription management, AI financial coaching, Habit building, Savings goal support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget AI Premium (Monthly) | $9.99 | per month |
| Budget AI Premium Yearly | $49.99 | per year |
| Budget AI Premium | $129.99 | one-time |


## Frequently asked questions

### Is SpendWidget free?

SpendWidget is free to download, with in-app purchases available.

### Is Budget.AI free?

Budget.AI is free to download, with in-app purchases available.

### Which has better reviews, SpendWidget or Budget.AI?

SpendWidget and Budget.AI are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do SpendWidget or Budget.AI have ads?

Neither SpendWidget nor Budget.AI shows ads.

### Which is updated more often, SpendWidget or Budget.AI?

SpendWidget ships an update fortnightly, and Budget.AI every 10 days. Most recently, SpendWidget was updated on September 28, 2026 and Budget.AI on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*