# SpendWidget vs MasterBudget AI

The clearest difference is ads: SpendWidget at none against MasterBudget AI's shown. MasterBudget AI's advantage is update cadence (every 6 days vs fortnightly) and iOS requirement (15.0 vs 26.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. SpendWidget sells 3 in-app purchases, starting at $1.49 per month and MasterBudget AI sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

SpendWidget ships an update fortnightly, MasterBudget AI every 6 days. The most recent releases landed on September 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SpendWidget | MasterBudget AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/spendwidget-expense-tracker/id6757985671/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 6 days** |
| Monetization | Free with in-app purchases | — |
| Size | 12 MB | 97 MB |
| Requires iOS | 26.1 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Michael Sullivan](https://appshunter.io/developer/1816802531) | [Mohammed Ahmed](https://appshunter.io/developer/1832170190) |

## What reviewers say

### SpendWidget

[App page](https://appshunter.io/ios/app/spendwidget-expense-tracker/id6757985671)

This finance app focuses on your daily spending, offering clear totals with weekly and monthly context. It helps you understand your habits at a glance to make better financial decisions without overwhelming charts or complex budgets.

**Highlights:** Daily spending totals, Weekly spending context, Monthly spending context, Clear habit understanding, Simplified financial decisions

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWidget Pro | $1.49 | per month |
| SpendWidget Pro | $2.99 | per month |
| SpendWidget Pro | $19.99 | per year |


### MasterBudget AI

[App page](https://appshunter.io/ios/app/masterbudget-ai/id6761137293)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Yearly | $69.99 | per year |
| Lifetime Access | $199.99 | one-time |


## Frequently asked questions

### Is SpendWidget free?

SpendWidget is free to download, with in-app purchases available.

### Is MasterBudget AI free?

MasterBudget AI is free to download, with in-app purchases available.

### Do SpendWidget or MasterBudget AI have ads?

MasterBudget AI shows ads; SpendWidget does not.

### Which is updated more often, SpendWidget or MasterBudget AI?

SpendWidget ships an update fortnightly, and MasterBudget AI every 6 days. Most recently, SpendWidget was updated on September 28, 2026 and MasterBudget AI on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*