# SpendWidget vs Penny Pilot

The clearest difference is ratings volume: SpendWidget at 4 against Penny Pilot's 1. On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. SpendWidget sells 3 in-app purchases, starting at $1.49 per month and Penny Pilot sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for SpendWidget against 5.0 for Penny Pilot. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

## The numbers

| Metric | SpendWidget | Penny Pilot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/spendwidget-expense-tracker/id6757985671/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/penny-pilot-expense-tracker/id6792482120/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Free with in-app purchases | Freemium |
| Size | 12 MB | 29 MB |
| Requires iOS | 26.1 | **26.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Michael Sullivan](https://appshunter.io/developer/1816802531) | [Babak Ramazanilar](https://appshunter.io/developer/6792482122) |

## What reviewers say

### SpendWidget

[App page](https://appshunter.io/ios/app/spendwidget-expense-tracker/id6757985671)

This finance app focuses on your daily spending, offering clear totals with weekly and monthly context. It helps you understand your habits at a glance to make better financial decisions without overwhelming charts or complex budgets.

**Highlights:** Daily spending totals, Weekly spending context, Monthly spending context, Clear habit understanding, Simplified financial decisions

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWidget Pro | $1.49 | per month |
| SpendWidget Pro | $2.99 | per month |
| SpendWidget Pro | $19.99 | per year |


### Penny Pilot

[App page](https://appshunter.io/ios/app/penny-pilot-expense-tracker/id6792482120)

This app offers private, offline expense tracking without requiring accounts or bank linking. It provides detailed spending breakdowns, budget setting, and optional advanced features like multi-currency support and AI-powered insights.

**Highlights:** Private, offline expense tracking, No account or bank linking required, Detailed spending breakdowns, Budget setting and tracking, Multi-currency support, On-device AI insights, Card expiration reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Pro Yearly | $24.99 | per year |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| Pro Lifetime | $69.99 | one-time |


## Frequently asked questions

### Is SpendWidget free?

SpendWidget is free to download, with in-app purchases available.

### Is Penny Pilot free?

Penny Pilot is free to download, with in-app purchases available.

### Which has better reviews, SpendWidget or Penny Pilot?

SpendWidget and Penny Pilot are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do SpendWidget or Penny Pilot have ads?

Neither SpendWidget nor Penny Pilot shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*