# Expnz vs Settle

The clearest difference is update cadence: Settle at every 5 days against Expnz's every 2 weeks. Expnz's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Expnz sells 1 in-app purchase, starting at $4.99 per month and Settle sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Expnz ships an update every 2 weeks, Settle every 5 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Expnz | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 79 MB | 52 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NYL Technologies](https://appshunter.io/developer/1646204768) | [Eduard Kovtun](https://appshunter.io/developer/6787029420) |

## What reviewers say

### Expnz

[App page](https://appshunter.io/ios/app/expnz-ai-expense-tracker/id6758007391)

Effortlessly manage your spending with an AI-powered expense tracker. Snap receipts or upload them, and let artificial intelligence automatically extract details like merchant, amount, and date. Visualize your spending habits and stay organized without manual data entry.

**Highlights:** AI receipt scanner, Automatic expense extraction, Smart spending insights, Auto categorization, Business expense tracking, Secure and private

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |


### Settle

[App page](https://appshunter.io/ios/app/settle-expense-tracker/id6787029418)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settle Pro Monthly | $2.99 | per month |
| Settle Pro Annual | $17.99 | per year |


## Frequently asked questions

### Is Expnz free?

Expnz is free to download, with in-app purchases available.

### Is Settle free?

Settle is free to download, with in-app purchases available.

### Do Expnz or Settle have ads?

Neither Expnz nor Settle shows ads.

### Which is updated more often, Expnz or Settle?

Expnz ships an update every 2 weeks, and Settle every 5 days. Most recently, Expnz was updated on October 24, 2026 and Settle on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*