# PaySmart vs Subvio

The clearest difference is in-app purchases: Subvio at none against PaySmart's 2. Subvio also leads on iOS requirement (13.0 vs 26.2). On price, ads and device support there is nothing between them.

Both are free to download. PaySmart sells 2 in-app purchases, starting at $0.99 per month. Subvio asks for nothing beyond the download.

## The numbers

| Metric | PaySmart | Subvio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (9 ratings)](https://appshunter.io/ios/app/paysmart-credit-card-tracker/id6758014621/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Freemium | — |
| Size | 13 MB | 23 MB |
| Requires iOS | 26.2 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Daniel Jetzer](https://appshunter.io/developer/1870282299) | [DUYUS](https://appshunter.io/developer/1861506833) |

## What reviewers say

### PaySmart

[App page](https://appshunter.io/ios/app/paysmart-credit-card-tracker/id6758014621)

Manage all your credit cards, loans, and mortgages in one place. Get payment reminders, track balances and utilization, and gain insights into payoff timelines and interest costs. Your financial data stays securely on your device.

**Highlights:** Track credit cards, loans, and mortgages, Monitor balances, limits, and utilization, Save statement and due dates, Receive payment reminders, Minimum payment insights, Optional bank account sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PaySmart Pro | $0.99 | per month |
| PaySmart Pro | $9.99 | per year |


### Subvio

[App page](https://appshunter.io/ios/app/subvio-subscription-tracker/id6785796551)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PaySmart free?

PaySmart is free to download, with in-app purchases available.

### Is Subvio free?

Subvio is free to download, with no in-app purchases.

### Do PaySmart or Subvio have ads?

Neither PaySmart nor Subvio shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*