# Subs Manager (Bill & Subs) vs 效度家

The clearest difference is in-app purchases: Subs Manager (Bill & Subs) at none against 效度家's 1. Subs Manager (Bill & Subs) also leads on update cadence (every 3 days vs every 2 weeks). 效度家's advantage is iOS requirement (18.0 vs 26.2). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. 效度家 sells 1 in-app purchase, starting at $9.99 per year. Subs Manager (Bill & Subs) asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Subs Manager (Bill & Subs) against 5.0 for 效度家. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Subs Manager (Bill & Subs) ships an update every 3 days, 效度家 every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Subs Manager (Bill & Subs) | 效度家 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/subs-manager-bill-and-subs/id6758020762/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/utilitymax/id6758595049/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 2 weeks |
| Monetization | **Free** | Freemium |
| Size | 3 MB | 26 MB |
| Requires iOS | 26.2 | **18.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Eren Arda Carboga](https://appshunter.io/developer/1759948038) | [南京星语恒创科技有限公司](https://appshunter.io/developer/1873860301) |

## What reviewers say

### Subs Manager (Bill & Subs)

[App page](https://appshunter.io/ios/app/subs-manager-bill-and-subs/id6758020762)

Organize all your recurring payments, subscriptions, and bills in one place. Avoid surprise charges and manage your budget effectively with timely reminders and a clear overview of your expenses.

**Highlights:** Subscription tracking, Bill and payment reminders, Expense and budget overview, Recurring payment monitoring, Financial organization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 效度家

[App page](https://appshunter.io/ios/app/utilitymax/id6758595049)

This app helps users plan their long-term finances and retirement. It analyzes assets, income, expenses, and social security to provide detailed financial reports and optimize tax strategies. Users can visualize their financial future and make informed decisions for wealth growth.

**Highlights:** Smart tax optimization based on Chinese tax rules, Lifetime financial trajectory visualization, Monte Carlo simulations for risk analysis, Social security and pension analysis, Comprehensive financial health overview, Intuitive data dashboard for spending and budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 效度家年度会员 | $9.99 | per year |


## Frequently asked questions

### Is Subs Manager (Bill & Subs) free?

Subs Manager (Bill & Subs) is free to download, with no in-app purchases.

### Is 效度家 free?

效度家 is free to download, with in-app purchases available.

### Which has better reviews, Subs Manager (Bill & Subs) or 效度家?

Subs Manager (Bill & Subs) and 效度家 are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Subs Manager (Bill & Subs) or 效度家 have ads?

Neither Subs Manager (Bill & Subs) nor 效度家 shows ads.

### Which is updated more often, Subs Manager (Bill & Subs) or 效度家?

Subs Manager (Bill & Subs) ships an update every 3 days, and 效度家 every 2 weeks. Most recently, Subs Manager (Bill & Subs) was updated on October 24, 2026 and 效度家 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*