# SubCal vs 房贷宝

The clearest difference is update cadence: SubCal at weekly against 房贷宝's monthly. 房贷宝's advantage is iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. SubCal sells 3 in-app purchases, starting at $0.99 per month and 房贷宝 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

SubCal ships an update weekly, 房贷宝 monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | SubCal | 房贷宝 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/subcal-subscription-tracker/id6758028657/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 12 MB | 2 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [renwei han](https://appshunter.io/developer/1725133580) | [Wuhan Xingyun Technology Co., Ltd.](https://appshunter.io/developer/1853186645) |

## What reviewers say

### SubCal

[App page](https://appshunter.io/ios/app/subcal-subscription-tracker/id6758028657)

Visualize all your subscription renewal dates on a calendar, track your spending trends, and gain insights into where your money goes. Easily categorize and manage unlimited subscriptions with smart tracking features.

**Highlights:** Calendar view of renewals, Track unlimited subscriptions, Spending analytics and trends, Categorize subscriptions, Multi-currency support, Pause/cancel subscriptions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubCal Pro Monthly | $0.99 | per month |
| SubCal Pro Yearly | $4.99 | per year |
| SubCal Pro Lifetime | $6.99 | one-time |


### 房贷宝

[App page](https://appshunter.io/ios/app/id6781649269)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FangDaiBao Pro | $0.99 | one-time |


## Frequently asked questions

### Is SubCal free?

SubCal is free to download, with in-app purchases available.

### Is 房贷宝 free?

房贷宝 is free to download, with in-app purchases available.

### Do SubCal or 房贷宝 have ads?

Neither SubCal nor 房贷宝 shows ads.

### Which is updated more often, SubCal or 房贷宝?

SubCal ships an update weekly, and 房贷宝 monthly. Most recently, SubCal was updated on October 24, 2026 and 房贷宝 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*