# Kesef vs CashFlowM

The clearest difference is in-app purchases: CashFlowM at none against Kesef's 3. Kesef's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Kesef sells 3 in-app purchases, starting at $4.99 per month. CashFlowM asks for nothing beyond the download.

Kesef ships an update every 9 days, CashFlowM fortnightly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Kesef | CashFlowM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (24 ratings)](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806/reviews)** | — |
| Number of ratings | **24** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Free | — |
| Size | 86 MB | 66 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [GONZALO NAHMIAS](https://appshunter.io/developer/1870614155) | [Dorone Nakache](https://appshunter.io/developer/1883516154) |

## What reviewers say

### Kesef

[App page](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806)

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

**Highlights:** Voice expense tracking, Multi-currency support (55+ currencies), Budget setting by category, Subscription and recurring expense tracking, Offline functionality, Data export (CSV, Excel, JSON), Smart insights and statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $34.99 | per year |
| Kesef Lifetime | $99.99 | one-time |


### CashFlowM

[App page](https://appshunter.io/ios/app/cashflowm/id6760549070)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kesef free?

Kesef is free to download, with in-app purchases available.

### Is CashFlowM free?

CashFlowM is free to download, with no in-app purchases.

### Do Kesef or CashFlowM have ads?

CashFlowM shows ads; Kesef does not.

### Which is updated more often, Kesef or CashFlowM?

Kesef ships an update every 9 days, and CashFlowM fortnightly. Most recently, Kesef was updated on November 5, 2026 and CashFlowM on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*