# Kesef vs Expense Tracker

The clearest difference is monetization model: Kesef at free against Expense Tracker's free with in-app purchases. Kesef also leads on ratings volume (22 vs 2) and device support (3 vs 1). Expense Tracker's advantage is update cadence (every 2 days vs every 9 days). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Kesef sells 2 in-app purchases, starting at $2.99 per month and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for Kesef against 5.0 for Expense Tracker. That said, the two scores are not equally well evidenced: Kesef has 22 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Kesef ships an update every 9 days, Expense Tracker every 2 days. The most recent releases landed on October 13, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Kesef | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (22 ratings)](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/expense-tracker-luca/id6764654142/reviews)** |
| Number of ratings | **22** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 83 MB | 25 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | +4 |
| Developer | [GONZALO NAHMIAS](https://appshunter.io/developer/1870614155) | [CrispyApps LLC](https://appshunter.io/developer/1682067986) |

## What reviewers say

### Kesef

[App page](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806)

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

**Highlights:** Voice expense tracking, Multi-currency support (55+ currencies), Budget setting by category, Subscription and recurring expense tracking, Offline functionality, Data export (CSV, Excel, JSON), Smart insights and statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $19.99 | per year |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-luca/id6764654142)

Effortlessly manage your money by tracking expenses, setting budgets, and monitoring recurring bills. Utilize voice commands for quick logging and gain clear financial insights through visual breakdowns and multiple account management.

**Highlights:** Voice-to-text expense logging, Monthly budget setting and alerts, Automatic recurring expense tracking, Categorized spending visualization, Multiple personal and business accounts, Income tracking and balance overview, Exportable expense reports (PDF/CSV)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Luca Monthly | $4.99 | per month |
| Luca Yearly | $24.99 | per year |


## Frequently asked questions

### Is Kesef free?

Kesef is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Kesef or Expense Tracker?

Expense Tracker is rated higher. Kesef averages 4.9 out of 5 from 22 ratings, while Expense Tracker averages 5.0 from 2 ratings.

### Do Kesef or Expense Tracker have ads?

Neither Kesef nor Expense Tracker shows ads.

### Which is updated more often, Kesef or Expense Tracker?

Kesef ships an update every 9 days, and Expense Tracker every 2 days. Most recently, Kesef was updated on October 13, 2026 and Expense Tracker on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*