# Kesef vs Moni

The clearest difference is in-app purchases: Moni at none against Kesef's 2. Kesef's advantage is update cadence (every 8 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Kesef sells 2 in-app purchases, starting at $2.99 per month. Moni asks for nothing beyond the download.

Kesef ships an update every 8 days, Moni every 3 weeks. The most recent releases landed on September 28, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Kesef | Moni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (21 ratings)](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 3 weeks |
| Monetization | Free | — |
| Size | 80 MB | 27 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GONZALO NAHMIAS](https://appshunter.io/developer/1870614155) | [Santiago Quinteros](https://appshunter.io/developer/6776008526) |

## What reviewers say

### Kesef

[App page](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806)

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

**Highlights:** Voice expense tracking, Multi-currency support (55+ currencies), Budget setting by category, Subscription and recurring expense tracking, Offline functionality, Data export (CSV, Excel, JSON), Smart insights and statistics

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $19.99 | per year |


### Moni

[App page](https://appshunter.io/ios/app/moni-subscription-tracker/id6776008524)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kesef free?

Kesef is free to download, with in-app purchases available.

### Is Moni free?

Moni is free to download, with no in-app purchases.

### Do Kesef or Moni have ads?

Neither Kesef nor Moni shows ads.

### Which is updated more often, Kesef or Moni?

Kesef ships an update every 8 days, and Moni every 3 weeks. Most recently, Kesef was updated on September 28, 2026 and Moni on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*