Comparison

Finilo vs SUBTIO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finilo

Effortlessly manage all your recurring expenses, from streaming services to memberships. Get smart insights, renewal reminders, and AI-powered recommendations to help you save money and avoid surprise charges.

Highlights
  • AI-powered savings recommendations
  • Smart subscription tracking
  • Renewal reminders
  • Clear spending insights
  • Customizable categories
  • Simple and clean interface
Features
Read full description

Finilo Subscription Tracker That Actually Works! Take control of your subscriptions, stop surprise charges, and never miss a renewal again. Finilo helps you track, manage, and understand all your recurring expenses in one place from streaming services and apps to utilities and memberships. Key Features • AI powered recommendation Finilo finds ways you can save by recommending alternative services and different ways you can save • Smart Subscription Tracking Easily add subscriptions manually or import from receipts and emails. • Renewal Reminders Get notified before you’re charged so you can cancel or plan ahead. • Clear Spending Insights See how much you’re spending monthly and yearly, no guesswork. • Custom Categories Organize subscriptions your way for better visibility and control. • Simple & Clean Experience No clutter. Just the information you need, when you need it. Why Finilo? Subscriptions add up fast. Finilo makes it effortless to stay on top of your finances, avoid unwanted charges, and make smarter decisions about what you keep or cancel. Start saving money and gaining clarity today. Download Finilo and take back control of your subscriptions. Subscription pricing and terms Finilo offers an auto-renewing subscription to provide you with more capabilities within the app while you have an active subscription. Terms of use: https://finiloapp.xyz/agreement Privacy policy: https://finiloapp.xyz/privacy

About

SUBTIO

Features
Read full description

**SUBTIO — Track Your Subscriptions. Pay Once.** Take control of your subscriptions with SUBTIO, a simple and powerful subscription tracker that helps you manage recurring payments, monitor monthly expenses, and organize your services. **ONE-TIME PURCHASE. LIFETIME ACCESS.** No monthly or yearly fees to use SUBTIO. Pay once and enjoy lifetime access to your subscription manager. **KEY FEATURES** **Track Your Spending** - See your total monthly subscription expenses. - Monitor recurring payments in one dashboard. - Understand where your money goes. **Organize Your Subscriptions** - Sort subscriptions into useful categories. - Manage streaming, fitness, SaaS, gaming, music, AI tools, and more. - View expenses by category. **Add Subscriptions Easily** - Choose from popular services like Netflix, Spotify, and Disney+. - Create custom subscriptions. - Add prices, billing cycles, renewal dates, and notes. **Manage Renewal Dates** - Keep monthly and yearly billing dates organized. - View your subscriptions and their renewal information. - Stay informed about upcoming payments. **WHY CHOOSE SUBTIO?** - One-time purchase - Lifetime access - No recurring app subscription fees - Clean, intuitive interface - Easy subscription and expense management Stop losing track of your recurring payments. **Download SUBTIO and manage all your subscriptions in one place.**

Screenshots

Finilo4 screens
SUBTIO4 screens

Verdict

The call

The clearest difference is update cadence: Finilo at every 2 weeks against SUBTIO's every 5 months. Finilo also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finilo sells 1 in-app purchase, starting at $29.00 per year and SUBTIO sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finilo ships an update every 2 weeks, SUBTIO every 5 months. The most recent releases landed on October 31, 2026 and November 9, 2026 respectively.

Scorecard2 real differences · 7 level
Finilo versus SUBTIO: the parameters behind the verdict, then further details
ParameterFiniloSUBTIO
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 2 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size45 MB14 MB
Age rating17+12+
DeveloperBistrapay IncMohamed Masaoudi

In-app purchases

1 purchases

Finilo

Subscriptions1
  • Finilo Subscription Tracker Premium$29.001 Year
1 purchases

SUBTIO

One-time1
  • Subtio Premium$3.99

Questions

Is Finilo free?
Finilo is free to download, with in-app purchases available.
Is SUBTIO free?
SUBTIO is free to download, with in-app purchases available.
Do Finilo or SUBTIO have ads?
Neither Finilo nor SUBTIO shows ads.
Which is updated more often, Finilo or SUBTIO?
Finilo ships an update every 2 weeks, and SUBTIO every 5 months. Most recently, Finilo was updated on October 31, 2026 and SUBTIO on November 9, 2026.

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