# Split My Paycheck vs SubTrackly

The clearest difference is in-app purchases: Split My Paycheck at none against SubTrackly's 2. Split My Paycheck also leads on update cadence (every 6 days vs fortnightly). SubTrackly's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and ads there is nothing between them.

Both are free to download. SubTrackly sells 2 in-app purchases, starting at $1.99 per month. Split My Paycheck asks for nothing beyond the download.

Split My Paycheck ships an update every 6 days, SubTrackly fortnightly. The most recent releases landed on September 30, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Split My Paycheck | SubTrackly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/split-my-paycheck-budget-tool/id6758065548/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Fortnightly |
| Monetization | Free | — |
| Size | 7 MB | 75 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jonathan Burks](https://appshunter.io/developer/1822879152) | [KHANH HA DANG](https://appshunter.io/developer/1894659816) |

## What reviewers say

### Split My Paycheck

[App page](https://appshunter.io/ios/app/split-my-paycheck-budget-tool/id6758065548)

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

**Highlights:** Budget templates, Dollar allocation, Expense tracking, In-app tutorials, Data stays on device, No accounts or ads

**In-app purchases:** none


### SubTrackly

[App page](https://appshunter.io/ios/app/subtrackly-bill-tracker/id6782205591)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubTrackly Premium Monthly | $1.99 | per month |
| SubTrackly Premium Yearly | $14.99 | per year |


## Frequently asked questions

### Is Split My Paycheck free?

Split My Paycheck is free to download, with no in-app purchases.

### Is SubTrackly free?

SubTrackly is free to download, with in-app purchases available.

### Do Split My Paycheck or SubTrackly have ads?

Neither Split My Paycheck nor SubTrackly shows ads.

### Which is updated more often, Split My Paycheck or SubTrackly?

Split My Paycheck ships an update every 6 days, and SubTrackly fortnightly. Most recently, Split My Paycheck was updated on September 30, 2026 and SubTrackly on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*