Comparison

Splitways vs FIN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitways

Features
Read full description

Stop chasing roommates for rent and untangling trip expenses in a group chat. Splitways keeps every shared cost organized so nobody gets stuck footing the bill. BUILT FOR • Roommates splitting rent, utilities, and groceries • Group trips and vacations with shifting expenses • Recurring dinners, parties, and friend hangouts • Any group that owes each other money HOW IT WORKS • Create a group for your house, trip, or crew • Log expenses as equal, percentage, or exact splits • Invite friends so everyone can add their own costs • Attach receipt photos to keep every purchase on record • Smart settlement figures out the fewest payments needed to even everyone out — no more IOU spreadsheets PREMIUM (Member or Group Pass) • AI Receipt Fill: snap a receipt and Splitways fills in the amount, currency, and date for you — just double-check before saving (requires internet) • Multi-Currency Settlement: traveled with more than one currency? Convert everything into a single payout currency using daily European Central Bank / Frankfurter rates • Ad-free everywhere (Member) or on your Premium Group's pages (Group Pass) • Payment reminders so you're not the one nagging • Export clean PDF or CSV reports for your records • Group Pass upgrades your whole crew at once — no need for everyone to subscribe separately Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://i-mars.cc/splitbill.html

About

FIN

Features
Read full description

FIN helps you settle group travel expenses in minutes. Know exactly who pays whom, even when multiple currencies are involved. Add payments, choose who paid and who joined, and FIN will calculate who should pay whom. It helps reduce the number of transfers and makes it easier to share the result with your group. Mixed currencies are supported by setting exchange rates for each trip. You can also choose the base currency for each trip, such as JPY, USD, EUR, or THB. Amounts are converted and organized clearly, so post-trip settlement is easier to understand. Main features: ・Split expenses among selected members ・Choose who paid and who joined each payment ・Choose a base currency for each trip ・Use multiple currencies with custom rates ・Set fixed amounts when someone pays more ・Calculate who should pay whom ・Copy and share the settlement result ・Save members and reuse them more easily with FIN Plus FIN is designed to stay simple. No login is required, and your data is stored on your device.

Screenshots

Splitways4 screens
FIN4 screens

Verdict

The call

The clearest difference is ads: FIN at none against Splitways's shown. FIN also leads on update cadence (every 4 days vs every 11 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitways sells 7 in-app purchases, starting at $3.99 per month and FIN sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitways ships an update every 11 days, FIN every 4 days. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 4 level
Splitways versus FIN: the parameters behind the verdict, then further details
ParameterSplitwaysFIN
PriceFreeFree
Update frequencyEvery 11 daysEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size73 MB20 MB
Age rating4+4+
DeveloperI-Mars LimitedYasumi Abe

In-app purchases

7 purchases

Splitways

Subscriptions2
  • Premium Membership (Monthly)$3.991 Month
  • Premium Membership (Yearly)$19.991 Year
One-time5
  • Premium Group (7 Days)$5.99
  • Premium Group (14 Days)$9.99
  • Premium Group (30 Days)$14.99
Show 2 more
  • Premium Group (1 Year)$39.99
  • Premium Group (Lifetime$149.99
2 purchases

FIN

One-time2
  • FIN Plus 5回パック$3.99
  • App Storeや購入画面向け。ローカリゼーションで設定。$6.99

Questions

Is Splitways free?
Splitways is free to download, with in-app purchases available.
Is FIN free?
FIN is free to download, with in-app purchases available.
Do Splitways or FIN have ads?
Splitways shows ads; FIN does not.
Which is updated more often, Splitways or FIN?
Splitways ships an update every 11 days, and FIN every 4 days. Most recently, Splitways was updated on October 16, 2026 and FIN on October 11, 2026.

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