# Paykko vs Assù

The clearest difference is review sentiment: Paykko at 100% against Assù's 0%. Paykko also leads on rating (4.2 vs 1.0) and ratings volume (5 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paykko holds the better App Store score, 4.2 against 1.0. That said, the two scores are not equally well evidenced: Paykko has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Paykko's written reviews are positive against 0% of Assù's.

Paykko ships an update every 5 days, Assù every 3 days. The most recent releases landed on September 12, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Paykko | Assù |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/paykko/id6758107133/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/assu/id6760376332/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | Free | Free |
| Size | 82 MB | 87 MB |
| Requires iOS | **15** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Gara (apps)](https://appshunter.io/developer/1848598128) | [ASSU SAS](https://appshunter.io/developer/1884190692) |

## What reviewers say

### Paykko

[App page](https://appshunter.io/ios/app/paykko/id6758107133)

This app modernizes traditional savings circles by making them digital, secure, and accessible. Save individually at your own pace or join groups to amplify your impact. Automated payments and a credit score system reward your consistency.

**Highlights:** Individual and group savings, Automated mobile money payments, Credit score building, Cross-border tontines, Flexible savings cycles

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Assù

[App page](https://appshunter.io/ios/app/assu/id6760376332)

Manage your finances with a secure digital savings account and join or create digital tontines with friends and family. Track your progress, build good financial habits, and unlock new features and funding opportunities as you level up.

**Highlights:** Secure digital savings, Create/join digital tontines, Real-time financial tracking, Progressive leveling system, Partnership with licensed institutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paykko free?

Paykko is free to download, with no in-app purchases.

### Is Assù free?

Assù is free to download, with no in-app purchases.

### Which has better reviews, Paykko or Assù?

Paykko is rated higher. Paykko averages 4.2 out of 5 from 5 ratings, while Assù averages 1.0 from 1 ratings.

### Do Paykko or Assù have ads?

Neither Paykko nor Assù shows ads.

### Which is updated more often, Paykko or Assù?

Paykko ships an update every 5 days, and Assù every 3 days. Most recently, Paykko was updated on September 12, 2026 and Assù on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*