# EMI & Subscriptions Tracker vs Vyay

The clearest difference is in-app purchases: EMI & Subscriptions Tracker at none against Vyay's 2. EMI & Subscriptions Tracker also leads on update cadence (weekly vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Vyay sells 2 in-app purchases, starting at $0.99 per month. EMI & Subscriptions Tracker asks for nothing beyond the download.

EMI & Subscriptions Tracker ships an update weekly, Vyay fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | EMI & Subscriptions Tracker | Vyay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Size | 38 MB | 34 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Santhosh Shankar](https://appshunter.io/developer/1871151713) | [Anil Sardiwal](https://appshunter.io/developer/1888542536) |

## What reviewers say

### EMI & Subscriptions Tracker

[App page](https://appshunter.io/ios/app/emi-and-subscriptions-tracker/id6758146565)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Vyay

[App page](https://appshunter.io/ios/app/vyay-fast-expense-tracker/id6761270752)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Vyay Pro — Monthly | $0.99 | per month |
| Vyay Pro — Annual | $9.99 | per year |


## Frequently asked questions

### Is EMI & Subscriptions Tracker free?

EMI & Subscriptions Tracker is free to download, with no in-app purchases.

### Is Vyay free?

Vyay is free to download, with in-app purchases available.

### Do EMI & Subscriptions Tracker or Vyay have ads?

Neither EMI & Subscriptions Tracker nor Vyay shows ads.

### Which is updated more often, EMI & Subscriptions Tracker or Vyay?

EMI & Subscriptions Tracker ships an update weekly, and Vyay fortnightly. Most recently, EMI & Subscriptions Tracker was updated on October 24, 2026 and Vyay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*