Spending Tracker App vs Monthly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker App
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Take control of your finances with Spending Tracker Pro, the powerful yet simple expense management app designed for everyone. Whether you want to track daily expenses, manage budgets, or reach your savings goals, this app provides all the tools you need in one place. Easy Expense Tracking Record your income and expenses in seconds. Add transactions with custom categories, notes, tags, and accounts. Split transactions across multiple categories for accurate tracking. Smart Budget Management Create budgets for different spending categories and monitor your progress in real-time. Receive alerts when approaching or exceeding your budget limits. Powerful Analytics Visualize your spending patterns with detailed charts and reports. View breakdowns by category, time period, and account. Understand where your money goes with comprehensive insights. Multiple Accounts Track spending across different accounts including cash, bank accounts, credit cards, and digital wallets. Get a complete picture of your financial health. Quick Actions Add frequent transactions instantly with customizable quick action presets. Save time on everyday purchases like coffee, groceries, or transportation. Templates Create reusable transaction templates for recurring expenses. Add regular payments with a single tap. iCloud Sync Keep your data synchronized across all your devices automatically. Access your financial information anywhere, anytime. Offline Support Full functionality without internet connection. Your data syncs automatically when you are back online. Recycle Bin Accidentally deleted a transaction? Restore it easily from the recycle bin within 30 days. Customization Personalize the app with custom categories, icons, colors, and themes. Choose between light and dark modes. Notifications Stay informed with budget alerts, daily spending summaries, and weekly reports. Set reminders for recurring bills. Privacy First Your financial data stays on your device and your private iCloud account. No third-party access.
Monthly
This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.
- Automatic fixed cost calculation
- Income and expense tracking
- Payment reminders
- Category-based spending statistics
- CSV data export
- Home screen widgets
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Monthly shows what’s left of your income after rent, bills, and subscriptions – without tracking every coffee. Add your income and recurring expenses once. Monthly uses their schedules and due dates to work out your budget. FIXED COSTS WITHOUT THE MATH Rent every month, insurance once a year: Monthly includes each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Choose when your budget month starts, whether that’s payday or another date that suits you. Roll your remaining budget into the next month if you want to, and make adjustments when needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for an individual expense. You choose the day and time, and Monthly sends you a notification. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. HOME SCREEN WIDGETS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. CSV EXPORT Export your income and expenses as a CSV file to review them in a spreadsheet or use them elsewhere. FREE & PRIVATE No ads, tracking, subscription fees, or sign-up. Monthly stores your entries locally on your device, with no cloud syncing. Plan your month knowing what’s left for you.
Screenshots
Verdict
The clearest difference is iOS requirement: Spending Tracker App at 17.0 against Monthly's 26.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spending Tracker App ships an update every 3 days, Monthly every 4 days. The most recent releases landed on October 16, 2026 and October 20, 2026 respectively.
| Parameter | Spending Tracker App | Monthly |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (36 ratings) — better |
| Positive reviews | — | 94.7% of reviews |
| Number of ratings | — | 36 — better |
| Update frequency | Every 3 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 26.1 |
| Further details — not scored | ||
| Size | 3 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Abid Rahim | Arno Richter |
In-app purchases
Spending Tracker App
No in-app purchases
Monthly
No in-app purchases








