Comparison

Spending Tracker App vs Monthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker App

Features
Read full description

Take control of your finances with Spending Tracker Pro, the powerful yet simple expense management app designed for everyone. Whether you want to track daily expenses, manage budgets, or reach your savings goals, this app provides all the tools you need in one place. Easy Expense Tracking Record your income and expenses in seconds. Add transactions with custom categories, notes, tags, and accounts. Split transactions across multiple categories for accurate tracking. Smart Budget Management Create budgets for different spending categories and monitor your progress in real-time. Receive alerts when approaching or exceeding your budget limits. Powerful Analytics Visualize your spending patterns with detailed charts and reports. View breakdowns by category, time period, and account. Understand where your money goes with comprehensive insights. Multiple Accounts Track spending across different accounts including cash, bank accounts, credit cards, and digital wallets. Get a complete picture of your financial health. Quick Actions Add frequent transactions instantly with customizable quick action presets. Save time on everyday purchases like coffee, groceries, or transportation. Templates Create reusable transaction templates for recurring expenses. Add regular payments with a single tap. iCloud Sync Keep your data synchronized across all your devices automatically. Access your financial information anywhere, anytime. Offline Support Full functionality without internet connection. Your data syncs automatically when you are back online. Recycle Bin Accidentally deleted a transaction? Restore it easily from the recycle bin within 30 days. Customization Personalize the app with custom categories, icons, colors, and themes. Choose between light and dark modes. Notifications Stay informed with budget alerts, daily spending summaries, and weekly reports. Set reminders for recurring bills. Privacy First Your financial data stays on your device and your private iCloud account. No third-party access.

About

Monthly

This app helps you understand your finances by showing your remaining income after bills and subscriptions. It automatically calculates your budget around due dates and allows for custom budget schedules and household management. Plan for one-time income and expenses, and receive reminders for upcoming payments.

Highlights
  • Automatic budget calculation
  • Customizable budget schedule
  • Household and account management
  • Bill and subscription tracking
  • Expense categorization
  • CSV export
  • Home screen widgets
Features
Read full description

See what’s left of your income after rent, bills, and subscriptions, without tracking every coffee. Add your income and recurring expenses once. Monthly then calculates your budget around every due date. EVERY BILL IN THE RIGHT MONTH Rent is due every month, insurance once a year. Monthly counts each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Start your budget month on payday or any other day of the month. If you want, an account can carry what’s left at the end of the month into the next one, shortfalls included, so your budget keeps running. At the start of each budget month, check the amount and adjust it if needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. Transfers move money between your accounts, once or on a recurring schedule, and don’t count as income or expenses. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for any expense and choose the day and time. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. WIDGETS & QUICK ACCESS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. Add a new expense from the “Today’s Expenses” widget or a control in Control Center. CSV EXPORT Export your income, expenses, and transfers as a CSV file to open in a spreadsheet. FREE & PRIVATE No ads, no tracking, no subscription, no sign-up. Monthly keeps your entries on your device, not in the cloud. Plan your month knowing what’s left.

Screenshots

Spending Tracker App4 screens
Monthly4 screens

Verdict

The call

The clearest difference is iOS requirement: Spending Tracker App at 17.0 against Monthly's 26.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spending Tracker App ships an update every 3 days, Monthly every 5 days. The most recent releases landed on November 8, 2026 and November 13, 2026 respectively.

Scorecard1 real difference · 9 level
Spending Tracker App versus Monthly: the parameters behind the verdict, then further details
ParameterSpending Tracker AppMonthly
PriceFreeFree
Rating—4.7 (50 ratings) — better
Positive reviews—90.0% of reviews
Number of ratings—50 — better
Update frequencyEvery 3 days — betterEvery 5 days
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone
Requires iOS17.0 — better26.1
Further details — not scored
Size3 MB13 MB
Age rating+44+
DeveloperAbid RahimArno Richter

In-app purchases

None

Spending Tracker App

No in-app purchases

None

Monthly

No in-app purchases

Questions

Is Spending Tracker App free?
Spending Tracker App is free to download, with no in-app purchases.
Is Monthly free?
Monthly is free to download, with no in-app purchases.
Do Spending Tracker App or Monthly have ads?
Neither Spending Tracker App nor Monthly shows ads.
Which is updated more often, Spending Tracker App or Monthly?
Spending Tracker App ships an update every 3 days, and Monthly every 5 days. Most recently, Spending Tracker App was updated on November 8, 2026 and Monthly on November 13, 2026.

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