SAVY vs Shared AI Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SAVY
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No more "what did you pay for this month?". SAVY is the shared budget app for managing household money together: as a couple, a family or roommates. Everyone adds their expenses, everyone sees the same budget in real time, and SAVY works out who owes who. WHO OWES WHO, DONE FOR YOU • Set who paid and who the expense is shared with • SAVY calculates every member's balance automatically • The fewest paybacks needed to settle up • One tap to mark a payback, everyone gets notified • Personal expense? It stays in your budget without affecting shared balances A SHARED BUDGET THAT'S ACTUALLY SIMPLE • Add an expense in 2 taps • Categories and subcategories built for household life: groceries, rent, utilities, kids, going out… • Monthly budget per category, with an alert at 80% • Automatic recurring expenses: rent, subscriptions, insurance, bills SEE WHERE YOUR MONEY GOES • Clear spending charts by category • Month-over-month comparison • Spot your biggest expenses and save more FOR EVERY KIND OF HOUSEHOLD • Couples: share everyday costs without a spreadsheet • Families: track the home and kids budget together • Roommates: rent, shared groceries, bills… accounts stay clear • Several households in one app: home, shared flat, trips with friends INVITE WITH ONE LINK Create your household, pick your currency and invite your partner, family or roommates with a simple link. New expenses sync and notify every member. YOUR DATA STAYS YOURS No ads, no data selling, no bank access: you only enter what you want to share. SAVY is free. Set up your household in seconds and take control of your budget, together. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.savy-app.com/en/privacy
Shared AI Budget Tracker
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BudgetTracker is a secure, intelligent, and private personal finance manager designed to help you take control of your money. Whether you are tracking daily expenses, planning monthly budgets, or managing loans, BudgetTracker provides the tools you need to achieve your financial goals. PRIVATE & SECURE BY DESIGN Your financial data belongs to you. BudgetTracker operates entirely on your local device. We do not store your personal or financial data on our servers. SEAMLESS CLOUD BACKUP & SYNC Never lose your data. Securely back up your local database directly to your personal Google Drive. Want to analyze your spending on your computer? Automatically sync your transactions to your own Google Sheets account. AI FINANCIAL ASSISTANT Opt-in to our intelligent AI Chat assistant to get instant insights into your spending habits. Ask questions about your budgets, categorize expenses faster, and get smart financial summaries based on your actual data. CORE FEATURES: • Expense & Income Tracking: Easily log transactions on the go. • Custom Budgets: Set and monitor spending limits for different categories. • Goal Management: Track your progress toward savings goals. • Loan Amortization: Calculate and track loan payments and schedules. • Category Management: Organize your spending exactly how you want it. • Offline Mode: Fully functional without an internet connection (sync and AI features require internet). • Lock Screen: Pin and Biometric App lock. Take charge of your personal finances today with a budget tracker that respects your privacy. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is update cadence: SAVY at every 6 days against Shared AI Budget Tracker's monthly. Shared AI Budget Tracker's advantage is iOS requirement (14.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SAVY sells 2 in-app purchases, starting at $2.99 per month and Shared AI Budget Tracker sells 7 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
SAVY ships an update every 6 days, Shared AI Budget Tracker monthly. The most recent releases landed on October 25, 2026 and October 1, 2026 respectively.
| Parameter | SAVY | Shared AI Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 14.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Craft Solution Tech FZE-LLC | Karuppasamy Pandiyan Marimuthu |
In-app purchases
SAVY
- SAVY Plus Monthly$2.991 Month
- SAVY Plus Yearly7 Days trial$19.991 Year
Shared AI Budget Tracker
- 1 Month Premium Subscription$3.991 Month
- 1 Year Premium$24.991 Year
- 1 Month Premium$4.99
- 3 Month Premium$12.99
- 6 Month Premium$19.99
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- 1 Year Premium$29.99
- Lifetime Premium$69.99
Questions
Is SAVY free?
Is Shared AI Budget Tracker free?
Do SAVY or Shared AI Budget Tracker have ads?
Which is updated more often, SAVY or Shared AI Budget Tracker?
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