SAVY vs DivoWallet

No more "what did you pay for this month?". SAVY is the shared budget app for managing household money together: as a couple, a family or roommates. Everyone adds their expenses, everyone sees the same budget in real time, and SAVY works out who owes who. WHO OWES WHO, DONE FOR YOU • Set who paid and who the expense is shared with • SAVY calculates every member's balance automatically • The fewest paybacks needed to settle up • One tap to mark a payback, everyone gets notified • Personal expense? It stays in your budget without affecting shared balances A SHARED BUDGET THAT'S ACTUALLY SIMPLE • Add an expense in 2 taps • Categories and subcategories built for household life: groceries, rent, utilities, kids, going out… • Monthly budget per category, with an alert at 80% • Automatic recurring expenses: rent, subscriptions, insurance, bills SEE WHERE YOUR MONEY GOES • Clear spending charts by category • Month-over-month comparison • Spot your biggest expenses and save more FOR EVERY KIND OF HOUSEHOLD • Couples: share everyday costs without a spreadsheet • Families: track the home and kids budget together • Roommates: rent, shared groceries, bills… accounts stay clear • Several households in one app: home, shared flat, trips with friends INVITE WITH ONE LINK Create your household, pick your currency and invite your partner, family or roommates with a simple link. New expenses sync and notify every member. YOUR DATA STAYS YOURS No ads, no data selling, no bank access: you only enter what you want to share. SAVY is free. Set up your household in seconds and take control of your budget, together. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.savy-app.com/en/privacy

DivoWallet is the friend-first way to split expenses. Add a shared expense, choose who joined, split equally or by amount, and see exactly who owes whom. Settle up with the app you already use (PayPal, Revolut, Wise, Satispay, Bizum, Twint, IBAN or cash): DivoWallet records the settlement and never holds your money. • Friends first: balances per person, groups for trips and homes, invite by private link. • Scan receipts: attach a photo or read the total automatically (optional). • Family space: household spending like a joint account, with no debts between family members. See who spends and on what. • Net worth: keep assets and debts together, in several currencies. • Import your groups from Splitwise and Tricount. • Private by design: personal data stays on your device unless you share a group; contacts are matched only through hashed codes. • Your data is yours: export everything or delete your account from Profile at any time. • Available in Italian, English, Russian, Arabic, Spanish, French and German.