# Finly vs Stmnt

The clearest difference is in-app purchases: Stmnt at none against Finly's 5. Stmnt also leads on update cadence (every 3 days vs every 8 days) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. Finly sells 5 in-app purchases, starting at $4.99 per month. Stmnt asks for nothing beyond the download.

Finly ships an update every 8 days, Stmnt every 3 days. The most recent releases landed on November 5, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Finly | Stmnt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 80 MB | 54 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [R.S Digital Labs](https://appshunter.io/developer/1871438922) | [Ahmed Radhi](https://appshunter.io/developer/1883701659) |

## What reviewers say

### Finly

[App page](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599)

This AI-powered finance app helps you track expenses and build budgets without ever linking your bank accounts. Log spending via voice, import statements, or snap receipts for instant categorization and analysis. Gain insights into your spending habits while maintaining complete privacy.

**Highlights:** Voice-activated expense logging, Import bank statements via PDF/CSV, AI-powered transaction categorization, Receipt scanning and logging, Customizable budget creation and alerts, Spending breakdown and trend analysis, Bank-level privacy with no account linking

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finly Premium Monthly | $4.99 | per month |
| Finly Premium Yearly | $19.99 | per year |
| Finly Premium Yearly | $34.99 | per year |
| Finly Premium Lifetime | $19.99 | one-time |
| Finly Premium Lifetime | $39.99 | one-time |


### Stmnt

[App page](https://appshunter.io/ios/app/stmnt/id6760298169)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finly free?

Finly is free to download, with in-app purchases available.

### Is Stmnt free?

Stmnt is free to download, with no in-app purchases.

### Do Finly or Stmnt have ads?

Neither Finly nor Stmnt shows ads.

### Which is updated more often, Finly or Stmnt?

Finly ships an update every 8 days, and Stmnt every 3 days. Most recently, Finly was updated on November 5, 2026 and Stmnt on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*